Page 2 of 21 FirstFirst 123412 ... LastLast
Results 11 to 20 of 209

Thread: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

  1. #11
    ThunderCougarFalconBird
    roughdraft274's Avatar
    Join Date
    Feb 2010
    Location
    Louisiana
    Last Seen
    Yesterday @ 11:08 PM
    Gender
    Lean
    Other
    Posts
    11,040

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by Lutherf View Post
    This has been going around for a while now. The $20k figure comes from an example the IRS uses in one of their publications. At this point I'm not even sure anybody knows what a "Bronze Level" plan will have to consist of.

    That being said, we do know what the penalties are going to be and I'll pretty much guarantee you that for someone single, in good health and with no kids it will be a whole lot cheaper to pay the fine.
    Good guarantee, lol. I have a single friend with no insurance that is just leaving the hospital. He was always very healthy, non smoker, no issues, single, just as you are talking about. He had an aneurysm. Had to have surgery to fix it, followed by 11 days in the ICU in case he had a follow up stroke, common for aneurysm patients apparently, followed by two days in a private room at the hospital and is expected to get discharged today. He's trying to file paperwork and such to get some kind of financial aid for the bills from the government through the hospital, but as of two nights ago, his bill, just to the hospital, not including the doctor's cut for the actual surgery, the ambulance ride to the hospital, all of the various other groups is at $210,000. And that is still climbing, and once you include every other bill, it's probably closer to 250,000. Wouldn't surprise me one tiny bit if his bill was $300,000+ at the time of discharge.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

  2. #12
    Sage
    j-mac's Avatar
    Join Date
    Mar 2009
    Location
    South Carolina
    Last Seen
    12-08-17 @ 03:46 PM
    Gender
    Lean
    Conservative
    Posts
    30,272

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by Lutherf View Post
    This has been going around for a while now. The $20k figure comes from an example the IRS uses in one of their publications. At this point I'm not even sure anybody knows what a "Bronze Level" plan will have to consist of.

    That being said, we do know what the penalties are going to be and I'll pretty much guarantee you that for someone single, in good health and with no kids it will be a whole lot cheaper to pay the fine.
    Even with kids, and we do know what these tiers are....As pointed out in the article...

    "The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.

    “The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000,” the regulation says.

    Bronze will be the lowest tier health-insurance plan available under Obamacare--after Silver, Gold, and Platinum. Under the law, the penalty for not buying health insurance is supposed to be capped at either the annual average Bronze premium, 2.5 percent of taxable income, or $2,085.00 per family in 2016."
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

    Alexis de Tocqueville

  3. #13
    Sage
    mak2's Avatar
    Join Date
    Jul 2012
    Location
    Indiana
    Last Seen
    07-08-16 @ 01:58 AM
    Gender
    Lean
    Undisclosed
    Posts
    12,050

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    And he will be getting bills for years. My wife had a major medical event 5 years ago, we have not got a new bill for less than a year. her even was about a million even, give or take. Kinda sucks when you have an 80/20.
    Quote Originally Posted by roughdraft274 View Post
    Good guarantee, lol. I have a single friend with no insurance that is just leaving the hospital. He was always very healthy, non smoker, no issues, single, just as you are talking about. He had an aneurysm. Had to have surgery to fix it, followed by 11 days in the ICU in case he had a follow up stroke, common for aneurysm patients apparently, followed by two days in a private room at the hospital and is expected to get discharged today. He's trying to file paperwork and such to get some kind of financial aid for the bills from the government through the hospital, but as of two nights ago, his bill, just to the hospital, not including the doctor's cut for the actual surgery, the ambulance ride to the hospital, all of the various other groups is at $210,000. And that is still climbing, and once you include every other bill, it's probably closer to 250,000. Wouldn't surprise me one tiny bit if his bill was $300,000+ at the time of discharge.
    God Bless the Marine Corps.

  4. #14
    Sage
    j-mac's Avatar
    Join Date
    Mar 2009
    Location
    South Carolina
    Last Seen
    12-08-17 @ 03:46 PM
    Gender
    Lean
    Conservative
    Posts
    30,272

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by roughdraft274 View Post
    Good guarantee, lol. I have a single friend with no insurance that is just leaving the hospital. He was always very healthy, non smoker, no issues, single, just as you are talking about. He had an aneurysm. Had to have surgery to fix it, followed by 11 days in the ICU in case he had a follow up stroke, common for aneurysm patients apparently, followed by two days in a private room at the hospital and is expected to get discharged today. He's trying to file paperwork and such to get some kind of financial aid for the bills from the government through the hospital, but as of two nights ago, his bill, just to the hospital, not including the doctor's cut for the actual surgery, the ambulance ride to the hospital, all of the various other groups is at $210,000. And that is still climbing, and once you include every other bill, it's probably closer to 250,000. Wouldn't surprise me one tiny bit if his bill was $300,000+ at the time of discharge.
    Wow, that sucks....Is he going to be ok?
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

    Alexis de Tocqueville

  5. #15
    Sage
    PeteEU's Avatar
    Join Date
    Mar 2006
    Location
    Denmark
    Last Seen
    Yesterday @ 07:36 PM
    Gender
    Lean
    Centrist
    Posts
    29,089

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by j-mac View Post
    I know it wouldn't be anywhere near $20,000.

    I have had, still do, insurance through work for a family of four, and it runs me about $3,600. per year....
    The bold is problem number one.. you get your healthcare subsidized by your workplace. The actual cost is far far more than what you pay.. plus the 20k does not state how big a deductible there is (or did I miss that?), and would wager that not only is there a rather large deductible in your insurance but there is also a limit to how much you can use. There are plenty of horror stories where families use up their 50k limit of care in a few weeks for their sick child and have to go into massive debt, and later bankruptcy to pay for the remaining care.

    How is costing me 5X more for insurance bending anything other than my wallet?
    Because of the bold above... your WORK. The true cost is hidden since your work place pays most of it. And that is what is going on here, forcing workplaces to pay healthcare for all their workers.. since you insist on having that stupid system in the first place.

    Plus your costs wont go up... since you have healthcare coverage... now should you loose your job, well then you are as screwed as you have always been I guess.

    I see, so it really isn't about making Health Care better, or less expensive for me, the consumer, but rather attacking companies that make a profit....
    Your whole system is about that.. before Obamacare and after Obamacare. Nothing has really changed, except that people are now realizing how expensive it actually is and a few on why... the system is beyond broken and is totally driven by profit and exploitation.

    The recent release of the price database for hospitals never got the coverage it should have thanks to the media handling of the healthcare industry, but the very fact that a surgery can cost 4k one place and 90k a few miles away ... shows that there is a massive problem.

    When you have a system, where it is cheaper for a patient to send a relative down to the local drugstore to buy a box of over the counter painkillers, than it is to ask the nurse for one...just ONE pill.. then you know there is a massive problem.

    But dont worry, the usual right wingers paid by the GOP will soon hit this thread and blame Obama for everything, while ignoring the fact it is the healthcare system and its political backers... the GOP... that are the root problem.
    PeteEU

  6. #16
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,242
    Blog Entries
    43

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by PeteEU View Post
    The bold is problem number one.. you get your healthcare subsidized by your workplace. The actual cost is far far more than what you pay.. plus the 20k does not state how big a deductible there is (or did I miss that?), and would wager that not only is there a rather large deductible in your insurance but there is also a limit to how much you can use. There are plenty of horror stories where families use up their 50k limit of care in a few weeks for their sick child and have to go into massive debt, and later bankruptcy to pay for the remaining care.



    Because of the bold above... your WORK. The true cost is hidden since your work place pays most of it. And that is what is going on here, forcing workplaces to pay healthcare for all their workers.. since you insist on having that stupid system in the first place.

    Plus your costs wont go up... since you have healthcare coverage... now should you loose your job, well then you are as screwed as you have always been I guess.

    Your whole system is about that.. before Obamacare and after Obamacare. Nothing has really changed, except that people are now realizing how expensive it actually is and a few on why... the system is beyond broken and is totally driven by profit and exploitation.

    The recent release of the price database for hospitals never got the coverage it should have thanks to the media handling of the healthcare industry, but the very fact that a surgery can cost 4k one place and 90k a few miles away ... shows that there is a massive problem.

    When you have a system, where it is cheaper for a patient to send a relative down to the local drugstore to buy a box of over the counter painkillers, than it is to ask the nurse for one...just ONE pill.. then you know there is a massive problem.

    But dont worry, the usual right wingers paid by the GOP will soon hit this thread and blame Obama for everything, while ignoring the fact it is the healthcare system and its political backers... the GOP... that are the root problem.
    It is very unfortunate that, many years ago, Congress excepted employer-paid premiums from Federal income tax.* In my opinion, had this NOT been done, people would have been clamoring for healthcare reform for years.

    J-Mac actually believes his insurance costs $3,600. That's the sad part. He has no IDEA how much his employer is paying to subsidize its cost. One trip to COBRA and he would be educated.

    *The employer gets to deduct the subsidized portion of an employee's health insurance as a business expense, so he pays no taxes on it. The employee is given that perk tax-free and has no IDEA how much his employer pays for it. Market forces not at work.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

  7. #17
    Banned
    Join Date
    Jun 2012
    Last Seen
    10-20-13 @ 04:50 AM
    Lean
    Libertarian - Right
    Posts
    3,195

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Obama lied and his disciples fall right in line rationalizing and defending the deception

    Shame on all of them

  8. #18
    Tavern Bartender
    Constitutionalist
    American's Avatar
    Join Date
    Mar 2006
    Location
    Virginia
    Last Seen
    12-09-17 @ 07:36 AM
    Gender
    Lean
    Conservative
    Posts
    76,237

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by mak2 View Post
    Yea, that's accurate. CNS news?
    You have other data?
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
    "Fly-over" country voted, and The Donald is now POTUS.

  9. #19
    Sage
    Erod's Avatar
    Join Date
    Aug 2008
    Location
    North Texas
    Last Seen
    12-09-17 @ 11:30 AM
    Lean
    Conservative
    Posts
    13,026

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    This is why millions of unsuspecting full time workers are about to be relegated to 29 hours a week.

  10. #20
    Sage
    PeteEU's Avatar
    Join Date
    Mar 2006
    Location
    Denmark
    Last Seen
    Yesterday @ 07:36 PM
    Gender
    Lean
    Centrist
    Posts
    29,089

    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by MaggieD View Post
    It is very unfortunate that, many years ago, Congress excepted employer-paid premiums from Federal income tax.* In my opinion, had this NOT been done, people would have been clamoring for healthcare reform for years.

    J-Mac actually believes his insurance costs $3,600. That's the sad part. He has no IDEA how much his employer is paying to subsidize its cost. One trip to COBRA and he would be educated.

    *The employer gets to deduct the subsidized portion of an employee's health insurance as a business expense, so he pays no taxes on it. The employee is given that perk tax-free and has no IDEA how much his employer pays for it. Market forces not at work.
    Yes, and in Spain they have actually started to educate the population on costs... healthcare is free (well pretty much) but you get a bill when you are in hospital. That way people get to see how much it actually costs and frankly it is a good idea.
    PeteEU

Page 2 of 21 FirstFirst 123412 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •