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Thread: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by iliveonramen View Post
    Actually I'd argue that a collapse is what we were heading to. Most folks that were healthy were opting out of insurance because it was getting to expernsive and the only one's getting insured where those that would need it the most.

    I'm not sure how it's impossible for anyone but the rich to afford healthcare. People were paying 20,000 bucks for a family of 4 pre-Obamacare. The price of insurance has been rising for decades...
    So, raising the cost of an insurance policy to 20 g's a year is going to prevent that collapse?

    Even the guys that wrote the bill are saying it's a wreck looking for a place to happen.
    Quote Originally Posted by Top Cat View Post
    At least Bill saved his transgressions for grown women. Not suggesting what he did was OK. But he didn't chase 14 year olds.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by apdst View Post
    So, raising the cost of an insurance policy to 20 g's a year is going to prevent that collapse?

    Even the guys that wrote the bill are saying it's a wreck looking for a place to happen.
    First of all...the 20,000 dollar cost was used as a minimum by the IRS as the price on how it will calculate the tax penalty if a family fails to obtain health coverage. The IRS has stated that it's not an estimate of premiums. If you remember the penalty is based on the price of insurance.

    Health care costs to exceed $20,000 per family in 2012 - Mar. 29, 2012

    The healthcare cost for a family is already around 20,000. The cost of insurance has been growing 7% or 8% annually since 2002.

    So I'm not sure what conservatives are talking about but they seem to give the impression that everything was dandy until Obamacare which is very very very very false.

    Also it's estimated that nearly 80% of individuals that will be using the exchanges will receive a subsidy based on their income.
    “Capitalism is the astounding belief that the most wickedest of men will do the most wickedest of things for the greatest good of everyone.” John Maynard Keynes

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by roughdraft274 View Post
    Good guarantee, lol. I have a single friend with no insurance that is just leaving the hospital. He was always very healthy, non smoker, no issues, single, just as you are talking about. He had an aneurysm. Had to have surgery to fix it, followed by 11 days in the ICU in case he had a follow up stroke, common for aneurysm patients apparently, followed by two days in a private room at the hospital and is expected to get discharged today. He's trying to file paperwork and such to get some kind of financial aid for the bills from the government through the hospital, but as of two nights ago, his bill, just to the hospital, not including the doctor's cut for the actual surgery, the ambulance ride to the hospital, all of the various other groups is at $210,000. And that is still climbing, and once you include every other bill, it's probably closer to 250,000. Wouldn't surprise me one tiny bit if his bill was $300,000+ at the time of discharge.
    How much of that do you suspect he will pay?

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by iliveonramen View Post
    ...what exactly is the torch here.
    The IPAB
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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by j-mac View Post
    The IPAB
    The IPAB only deals with Medicare and can't do anything that leads to a reduction of coverage or increased cost to Medicare recipiants. Not to mention Congress can override the IPAB.

    So you are for Medicare reimbursements and stuff being set by the very Congress that receives millions a year from medical and pharma lobbyist? To me the current system seems counter intuitive. Industry basically writes the rules.
    “Capitalism is the astounding belief that the most wickedest of men will do the most wickedest of things for the greatest good of everyone.” John Maynard Keynes

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by iliveonramen View Post
    The IPAB only deals with Medicare and can't do anything that leads to a reduction of coverage or increased cost to Medicare recipiants. Not to mention Congress can override the IPAB.

    So you are for Medicare reimbursements and stuff being set by the very Congress that receives millions a year from medical and pharma lobbyist? To me the current system seems counter intuitive. Industry basically writes the rules.
    No, I didn't say that, but I am looking at this from my point of view. Based on the story, regulation is setting the cost of the lowest coverage at $20K per year.

    My company has expressed concerns that they may not be able to continue our coverage.

    My wife takes medication now that on its own one prescription would cost me roughly $1200. per month, but I can't afford to by my own plan at @$1200. per month either....

    So, while Obama preached that he was for the middle class like me, I am getting the shaft more than anyone.....You supporters think that is fair?
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by jmotivator View Post
    The difference in life expectancy between the US and other nations is predominantly from the high death rate of young Americans to gang violence and auto accidents. In fact, when you remove unnatural deaths from the record the US life expectancy jumps to #1 in the world. Health care doesn't fix that. In fact, stupid idiotic bureaucrats often point to low life expectancy in poor populations and decide what they REALLY need is diet training, ignoring that they are all shooting one another.

    Ironically, the US has the highest survival rate for gunshot wounds as well, because those hospitals in large cities get plenty of practice (ironically in the areas with the strictest gun laws!). But even still, far more people die in the US from gunshot wounds (predominantly gang related) because there are so many of them.

    The liberal health care myth is having a catastrophic impact on the US health care system. It is a classic case of bad government planning built on spurious statistics leading to bad legislation.

    Wrong.

    The study quoted is only relevant for Los Angeles County, it might also apply to Cook County in Illinois (Chicago) and a couple of other urban areas but it does not apply across the major portion of America.

    A bit more relevant is a study showing that at age 65, the United States has slightly lower life expectancy than most of the OECD nations;
    at 65 years, American women have a life expectancy of additional 19.8 years, American men an additional 17.1 years
    Australia - women 21.6 years, men 18.6
    Austria - women 21.1 years, men 17.7
    Denmark - women 19.5 years. men 16.6
    Finland - women 21.4 years, men 17.5
    Germany - women 20.7 years. men 17.6
    Greece - women 19.9 years, men 17.7
    Iceland - women 20.5 years, men 18.2
    Ireland - women 20.4 years, men 17.2

    just a few examples.

    Here's a link to a study that looked at life expectancies in every county in the US - http://www.pophealthmetrics.com/cont...-7954-9-16.pdf
    The graphics on pg 4 are rather 'interesting'

    A summation:
    Results
    In 2007, life expectancy at birth for American men and
    women was 75.6 and 80.8 years, ranking 37th and 37th,
    respectively, in the world. Across US counties, life
    expectancy at birth ranged from 65.9 to 81.1 years for
    men and 73.5 to 86.0 years for women (Figure 1a). Geo-
    graphically, the lowest life expectancies for both sexes
    were in counties in Appalachia and the Deep South,
    extending across northern Texas.
    Counties with the
    highest life expectancies tended to be in the northern
    Plains and along the Pacific coast and the Eastern Sea-
    board. In addition to these broad geographic patterns,
    there are more isolated counties with low life expectan-
    cies in a number of western counties with large Native
    American populations. Clusters of counties with high
    life expectancies for males and females are seen in Col-
    orado, Minnesota, Utah, California, Washington, and Florida
    Last edited by Somerville; 06-03-13 at 07:47 PM. Reason: bad formatting
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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    I wouldn't be surprised either. It's very sad that medical costs are so high. We need to do something to fix the costs and price gouging.

    It just seems immoral and wrong.


    Quote Originally Posted by roughdraft274 View Post
    Good guarantee, lol. I have a single friend with no insurance that is just leaving the hospital. He was always very healthy, non smoker, no issues, single, just as you are talking about. He had an aneurysm. Had to have surgery to fix it, followed by 11 days in the ICU in case he had a follow up stroke, common for aneurysm patients apparently, followed by two days in a private room at the hospital and is expected to get discharged today. He's trying to file paperwork and such to get some kind of financial aid for the bills from the government through the hospital, but as of two nights ago, his bill, just to the hospital, not including the doctor's cut for the actual surgery, the ambulance ride to the hospital, all of the various other groups is at $210,000. And that is still climbing, and once you include every other bill, it's probably closer to 250,000. Wouldn't surprise me one tiny bit if his bill was $300,000+ at the time of discharge.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by PeteEU View Post
    Yes, and in Spain they have actually started to educate the population on costs... healthcare is free (well pretty much) but you get a bill when you are in hospital. That way people get to see how much it actually costs and frankly it is a good idea.
    Stop ****ing lying, nothing is FREE. You pay taxes. Nothing is free, nothing is free, nothing is free....got it? I'm so sick of people lying about healthcare costs. NOTHING IS ****ING FREEEEEEEEEEEEEEEEEEEEEEEE.
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
    "Fly-over" country voted, and The Donald is now POTUS.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by American View Post
    Stop ****ing lying, nothing is FREE. You pay taxes. Nothing is free, nothing is free, nothing is free....got it? I'm so sick of people lying about healthcare costs. NOTHING IS ****ING FREEEEEEEEEEEEEEEEEEEEEEEE.
    What are you trying to say/
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