Seems like you are the one that doesn't understand insurance.
I have an answer for everything...you may not like the answer or it may not satisfy your curiosity..but it will still be an answer. ~ Kal'Stang
My mind and my heart are saying I'm in my twenties. My body is pointing at my mind and heart and laughing its ass off. ~ Kal'Stang
Is living also a privilege in your book?
And guess what. Some of us would prefer to pay the cheap rates of catastrophic insurance coverage, and pay all normal medical costs out of pocket. I despise the authoritarians who say I must carry insurance that meets their guidelines. Just who in hell do they think they are?
Dump that on me? Who do you think you are?
One of you will end up here next!