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Thread: Warren’s proposal: Offer college students the same interest rates as banks

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by head of joaquin View Post
    Not well. Bush's failed conservative policies caused massive unemployment, you might have noticed. And when the economy gets back on its feet thanks to progressive policies, the job market will pick up again.

    This happens over and over again -- conservative trash the economy, caused recessions and progressive fix the problem.

    But it is funny to watch conservatives try to destroy higher education because of their failed economic policies. Shock capitalism in action!

    I like how you instantly went to Bush. I am making a nonpartisan statement on the state of higher education and how an excess of degrees is devaluing each individual degree. Can you please address the points I made instead of taking the first sentence and then blaming Bush? No one is trying to "destroy" higher education. The student loan bubble is due to easy money; I don't see the argument against that, but perhaps you can enlighten me.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by head of joaquin View Post
    Same here. Warren gets it. She knows how to frame an issue. And that's 90% of winning a political battle. That's why the rightwingers hate her so much. She is the future of progressive Democrats in this country.
    I couldn't agree more. I was proud to vote for her in 2012!

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by ernst barkmann View Post
    when you talk in terms of the group, and not to people as individuals ....your a collectivist.

    our rights are individual, they are not group rights.

    my property is mine, i dont share it with the community.
    Why are you driving on roads that other people built, you filthy collectivist you?
    (hint: Obama wasn't saying anything near what you think he was saying)
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by Deuce View Post
    Why are you driving on roads that other people built, you filthy collectivist you?
    (hint: Obama wasn't saying anything near what you think he was saying)

    we are collectivist when be vote, when we create infrastructure for ourselves, that everyone uses.

    however my rights are individual rights, they are not part of a group, you and members of a group ,who have a louder voice then i, dont get to determine my rights.

    just as in my property, property is an individual right it not a group right, its mine, it not yours or members of the community, to tell me how it going to be run, according to your desires, and you dont dip your hands into my profits and get a share of them they are not yours.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    This is fine, but the folks that will qualify will dry up. Banks will just tighten their qualifications for student loans.

    Rates are largely based on collective risk, and there is a tremendously high percentage of college loans that are never repaid. A TON of college loans go to people that never graduate. That's why the rates are so damn high.

    The same reason 16-year-old boys pay higher car insurance than a 55-year-old man. Risk.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by ernst barkmann View Post
    we are collectivist when be vote, when we create infrastructure for ourselves, that everyone uses.

    however my rights are individual rights, they are not part of a group, you and members of a group ,who have a louder voice then i, dont get to determine my rights.

    just as in my property, property is an individual right it not a group right, its mine, it not yours or members of the community, to tell me how it going to be run, according to your desires, and you dont dip your hands into my profits and get a share of them they are not yours.
    So are you arguing against all taxes ever, or some particular point you think Obama was making, or what?

    "The point is, that when we succeed, we succeed because of our individual initiative, but also because we do things together.”

    "You didn't build that." The word "that" referred to his previous sentence - roads and bridges. You didn't build those.

    Is admitting that people do things together "collectivist," and if so do you disagree with the concept or oppose it?
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by Deuce View Post
    So are you arguing against all taxes ever, or some particular point you think Obama was making, or what?

    i am arguing the point, when anyone talks of rights of the group or collectivist way, they are wrong.....rights are individual rights, and the founders say this over and over.

    Quote Originally Posted by Deuce View Post
    "The point is, that when we succeed, we succeed because of our individual initiative, but also because we do things together.”
    again.....my rights are not part of your thoughts, desires and what you want to do,



    Quote Originally Posted by Deuce View Post
    "You didn't build that." The word "that" referred to his previous sentence - roads and bridges. You didn't build those.
    not correct, what she was saying is, no one got rich on their own"you created a company, you made money, good for you, but you used the roads, police, fire and other services the rest of us paid for paid for, as if the company is some how getting free road service, police, fire on the backs of the people,that's incorrect.

    companies pay taxes like citizens for construction of roads, and services offered by the local government companies are not getting away paying nothing, they pay also.

    i am not against taxes, i against people being collective to take money from other people or business, becuase they think they have "more than enough", government is supposed to work for all of the people, its suppose to treat every one equal.



    Quote Originally Posted by Deuce View Post
    Is admitting that people do things together "collectivist," and if so do you disagree with the concept or oppose it?
    when it comes to rights ...yes, i oppose collectivism......becuase that is democracy, and america is not a democracy, ......their is no majority rule on rights...we have republican government..not democratic government

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by head of joaquin View Post
    Translated: your study didn't prove what you claimed it did, and I caught you in your lie, so now your dancing. Typical.

    Ah, the knownothing meme -- "liberal arts are useless." Tea partiers never change their spots.

    In a declining job market all areas have lost jobs, not just liberal arts majors. Go figure! The fact that conservatives used the dismal job market created by Bush's failed conservative policies to attack liberal arts shows how freakishly predictable conservatism has become.

    The funny thing is companies keep complaining that they need more workers with better language and cognitive skills (read liberal arts). But of course facts don't stop conservatives from touting their love of knownothingism.
    One doesn't need to study liberal arts to have language or cognitive skills. I've met taken advanced level writing classes (for my own benefit) and was among the top students in the class on every graded paper. Despite the fact that I hadn't taken a writing class in two years and I spent 95% of my school time studying human physiology and organic chemistry II with Satan himself.

    Also, if they are in such demand, then why do they have such abysmal employment levels at 9.8%. I thought one went to college to be able to get a job, not to flap around like a fish out of water with no job and a mountain of debt. I like how you also won't discuss teacher tenure on here, probably because useless professors make awfully useful Democrats, eh? The things I could have done with those several thousand dollars.

    Back to my original point, I never claimed the relationship was exact, the study did show existing data supporting the hypothesis in certain scenarios. Translation: I wasn't wrong, it just isn't always the case. It is partially a contributing factor, but the real factor is useless professors who have thousands of students writing them a paycheck for garbage.


    Disclaimer: Darn, you sort of got my hopes up that we would actually have a productive conversation here. Typical of you to fall back on your trolling ways.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by Erod View Post
    This is fine, but the folks that will qualify will dry up. Banks will just tighten their qualifications for student loans.

    Rates are largely based on collective risk, and there is a tremendously high percentage of college loans that are never repaid. A TON of college loans go to people that never graduate. That's why the rates are so damn high.

    The same reason 16-year-old boys pay higher car insurance than a 55-year-old man. Risk.
    Give me a statistic for this? Student loans is unforgivable debt. Also, the rates are high because the government set them that way. I think you should know by now that the government doesn't typically do things at a market rate.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by hidingrpolitics View Post
    I like how you instantly went to Bush. I am making a nonpartisan statement on the state of higher education and how an excess of degrees is devaluing each individual degree. Can you please address the points I made instead of taking the first sentence and then blaming Bush? No one is trying to "destroy" higher education. The student loan bubble is due to easy money; I don't see the argument against that, but perhaps you can enlighten me.
    You must be new here (obviously). He's a troll, and likes to make a scene with absurdities rather then actually have a debate.

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