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Thread: Warren’s proposal: Offer college students the same interest rates as banks

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by Deuce View Post
    Oh god it's another one of those people who thinks Obama was suddenly making a jab at small business owners in the middle of a populist speech.
    when you talk in terms of the group, and not to people as individuals ....your a collectivist.

    our rights are individual, they are not group rights.

    my property is mine, i dont share it with the community.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by Deuce View Post
    So what do low interest student lows have to do with "collectivism" again?
    unconstitutional.....the government are not venture capitalist.

    no one .....big corp, small business, or people should get loans from government.

    its is not a delegated duty of congress.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by radcen View Post
    For the most part, I thought she was pretty much right on with those sentiments.

    well i am sorry you believe that way, becuase that is not our founders thoughts.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by ernst barkmann View Post
    unconstitutional.....the government are not venture capitalist.

    no one .....big corp, small business, or people should get loans from government.

    its is not a delegated duty of congress.
    The SC disagress with you. You lose.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by head of joaquin View Post
    The SC disagress with you. You lose.
    more unconstitutional action by government unless you can show where it says they can give business and people money.

    yet your one who complains when they give subsidies to business....go figure!

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by ReformCollege View Post
    I love it when I finally pry a logical, and reasonable answer out of you.

    Yes and no. College tuition increases are a complicated subject. The article uses previous research to show that college tuition does go up as a result of federal aid in certain circumstances, but the relationship is less then 1:1. Fair enough, it might have some of an impact, but its probably less then the savings as a result of lower interest rates. But as a college student myself, I absolutely hated having to pay >$700 for useless tenured old professors teaching required courses that weren't even a part of my major. Several thousand dollars, flushed down the toilet. Cutting the Gen Ed requirements would prove to be extremely beneficial to bringing down college costs, and raising productivity. Surely, you can't tell me that having another year of taking medical based courses wouldn't lead to me having a much higher productivity.

    But as far as productivity and job filling goes, you're making the assumption that more student graduates will lead to more jobs being filled. Yes and no. Some professions that we need more of such as engineers, nurses, IT staff, finance staff, etc. do require job degrees. But other jobs short of talent don't, they require skills learned in trade schools. Increasing the number of English and Art history majors isn't going to do anything to fill those positions, or lead to economic prosperity. No, all it does is lead to a growth of the college system and college costs without any corresponding increase in private sector benefit.
    Translated: your study didn't prove what you claimed it did, and I caught you in your lie, so now your dancing. Typical.

    Ah, the knownothing meme -- "liberal arts are useless." Tea partiers never change their spots.

    In a declining job market all areas have lost jobs, not just liberal arts majors. Go figure! The fact that conservatives used the dismal job market created by Bush's failed conservative policies to attack liberal arts shows how freakishly predictable conservatism has become.

    The funny thing is companies keep complaining that they need more workers with better language and cognitive skills (read liberal arts). But of course facts don't stop conservatives from touting their love of knownothingism.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by ernst barkmann View Post
    more unconstitutional action by government unless you can show where it says they can give business and people money.

    yet your one who complains when they give subsidies to business....go figure!
    Pssst: the procedure for determining constitutionality is to have a law case brought before the SC. Get used to it.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by hidingrpolitics View Post
    How is that working for the current 25% of unemployed college students or the huge supply of 4-year degrees working as baristas? .
    Not well. Bush's failed conservative policies caused massive unemployment, you might have noticed. And when the economy gets back on its feet thanks to progressive policies, the job market will pick up again.

    This happens over and over again -- conservative trash the economy, caused recessions and progressive fix the problem.

    But it is funny to watch conservatives try to destroy higher education because of their failed economic policies. Shock capitalism in action!

  9. #39
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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by MaggieD View Post
    While I don't think it's right to charge them the same rate as the discount window, I do think that access to the window ought to mean that student loans should have lower interest rates than 7% in this particular interest-rate environment. There should be some sort of formula for determining those rates depending on the rate of inflation with various other indices thrown into the pot. I think the rates ought to be adjustable every three years depending on that index.
    It's a tough call, but here is my thinking. I think a person who achieves the highest educational attainment they can is a boon to our economy and will pay back our investment into them many times over, so I would be good with having this rate applied to those that graduate.

    Where I have difficulty is what to do about people who do not graduate, and more importantly, those that default.

    I think we should adjust the rate up for those that don't graduate and garnish pay for those that default.

    The main reason for different rates for different borrowers is the default rate. However, since the fed guarantees these loans and the banks can't lose (only the taxpayers can), I really don't see how giving guaranteed profits to banks on the backs of recent grads helps anyone except the banks.
    Quote Originally Posted by jamesrage View Post
    I do not believe any amount of people committing suicide with firearms justifies requiring firearm sellers to preach to customers about suicide regardless if it would or wouldn't save those who commit suicide.

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    Re: Warren’s proposal: Offer college students the same interest rates as banks

    Quote Originally Posted by head of joaquin View Post
    Pssst: the procedure for determining constitutionality is to have a law case brought before the SC. Get used to it.
    it does not take a lawyer, to see venture capitalist in not on the list.

    how are those big corporation subsidies working for you?

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