“The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman
One or the other? A bad law is a bad law. It's affect on groups differ, as would any broad and all encompassing laws usually do. Pointing out how severe it's effects on one group, and comparing it to it's relatively minor effect's on another group is not a case of one or the other.
Again, a bad law is a bad law A.K.A. a contributing factor (cause) to the racial wealth gap.