Can't we just turn Congress off and then turn it back on again?
Saw the A-word in the thread title, knew the thread was going places.
And yeah, I definitely agree that unrelated amendments should not be allowed on a bill. Want to add an exception, exemption, or adjustment to something flood-related? Define what technically qualifies as a flood? Sure, whatever, bills need to be amended sometimes. But no, you can't freaking bring abortion into a flood insurance bill. I hate congress so much sometimes.
Wait. Most of the time.
Last edited by Deuce; 06-29-12 at 06:40 PM.
One of you will end up here next!
“Tyranny is defined as that which is legal for the government but illegal for the citizenry.”
― Thomas Jefferson
its things like this that prove to me what an ass this, "Rand" Paul is.
I knew he would be an ass in the Senate, and my predictions have come true.
Anyone living in a danger zone say one mile or less from the beach or water in the gulf...should be told you buy that house your insurance will pay for it once...after that your on your own
Don't know how it is in other corners of the Republic but my little bit of heaven requires you to buy flood plain insurance if you want to build a new house anywhere close to a designated flood plain zone. The bank required us to have it. It isn't disaster relief after, but a kitty you pay into before and not matter if you ever get flooded.
Now wood houses in a hurricane zone isn't the issue, it is improperly built ones. My parents ran a real estate appraisal business in Florida for a few years. They did inspections after one of Florida's hurricanes. What they found and reported got them in hot water with builders and bankers but it was the insurance companies who were paying the bills. Hurricane straps not present, whole rows of nails missing the rafters, plywood stiffeners missing in required by code positions...
During that housing bubble over a decade ago the construction workers were not the noble, well trained workers, with long work histories some attempt to portray them to be, but guys willing to get broiled in the Florida sun and run a nailer. This was pre-invasion days, mostly 'natives' from up north.
But back to topic of flood insurance and wooden buildings in areas where an 'act of Gawd' can ruin the home of your dreams. If you eliminate wooden buildings in all those places the building industry would be halted, new homes would cost 25% more and with each new tornado in Ohio or Chicago will carve out huge swaths of no new wood houses regions.
Flood plain insurance makes sense, private sector companies have a piss poor record of paying in the event of natural disasters. Trent lott was as amazed as anyone else when he discovered his private sector insurance was denying his claim because it wasn't the hurricane, for which he had insurance but the torrential rains it spawned and thus according to the courts, FLOODS that destroyed his house, that insurance he lacked!
Houses, like fools, can not be 'proofed', they can at best be made resistant... flood, tornado, fire resistant, not proof.
If, when defending your support for Donald Trump, and your response is,
"But but but... HILLARY!!!", then you lost the argument before you even began.
Regular home insurance and Hurricane riders have never covered other natural flooding. You've always had to have separate flood insurance usually govt backed. Its another way for an insurance company to keep everyones premiums and pay the least amount of claims it can.
Insurance companies like all other corporations have gone greed mad. They make huge profits in the gulf region...yet they keep reducing their coverages and raising their premiums. When I moved to fla 8 yrs ago...I was paying huricane insurance at one level...I have never had any claim at all for anything home related...my Hurricane premium has doubled and they dropped my Sink Hole insurance and if I want my sink hole coverage back instead of being included its an additional 475.00.
Thank you Gov Rick Scott as soon as he got in office his people approved huge rate hikes that Jeb Bush would not.