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Thread: Health plans ordered to cover birth control without co-pays

  1. #31
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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by nonpareil View Post
    In reality, that's not the case. My insurance provided new customers with free health check which they can choose to take advantage of or not. And at what point does it become "free stuff" vs "unforeseen event", at what point from finding out that one has diabetes and being told by one's doctor that s/he need to take diabetic drugs does it become "free stuff"? What if the person has to go on dialysis for the rest of his/her life?
    Insurance exists, in case you get diabetes.
    You can't insure against something that has already happened or is going to happen.

    It defeats the entire purpose of insurance in the first place.
    Save money, buy your own diabetic drugs.
    Not everything dealing with medical issues has to be washed through an insurance card.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by nonpareil View Post
    Right, you shouldn't have to co-pay for it.
    At which point everyone is going to pay more monthly. It's like people think nobody has to make up this money.

  3. #33
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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by Harry Guerrilla View Post
    Insurance exists, in case you get diabetes.
    You can't insure against something that has already happened or is going to happen.

    It defeats the entire purpose of insurance in the first place.
    Save money, buy your own diabetic drugs.
    Not everything dealing with medical issues has to be washed through an insurance card.
    So you shouldn't be able to buy a life insurance since you know you are going to die?

    Do you also think that disability insurance defeats the entire purpose of insurance since they pay benefits after that something has happened?

    Talking is the easy part, living it is the hard part. How many people can afford a mortgage, college fund for their children, and the medical bill for chronic illness? What happen when they can't? Insurance works for houses and cars, when it's fixed, it's fixed, if not you get money to buy a new one. Not so people, sometimes an illness don't just get cured once you found out about it, you have to live with it. Unless of course, you think people who can't support their ongoing health bills should just die.
    Quote Originally Posted by Free_Radical View Post

    And I wasn't making an appeal to authority, I was making an appeal to the philosophical body of work of the founders, the worth and content of which should be well-known to anyone with a cursory understanding of basic history and philosophy.

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  4. #34
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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by 1Perry View Post
    At which point everyone is going to pay more monthly. It's like people think nobody has to make up this money.
    It's like people think that the American insurance model for healthcare is nonsensical.
    Quote Originally Posted by Free_Radical View Post

    And I wasn't making an appeal to authority, I was making an appeal to the philosophical body of work of the founders, the worth and content of which should be well-known to anyone with a cursory understanding of basic history and philosophy.

    Brian

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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by nonpareil View Post
    It's like people think that the American insurance model for healthcare is nonsensical.
    Have you heard those with health insurance complain that they get stuck paying a $10 deductible for their B.C.? No? Me either.

  6. #36
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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by 1Perry View Post
    Have you heard those with health insurance complain that they get stuck paying a $10 deductible for their B.C.? No? Me either.
    I have heard them complain about paying for diabetic medicine, some of the new ones aren't cheap, I have heard them complain about having to co-pay for tests. And who do you think you are? You think you represent all Americans with insurance?
    Quote Originally Posted by Free_Radical View Post

    And I wasn't making an appeal to authority, I was making an appeal to the philosophical body of work of the founders, the worth and content of which should be well-known to anyone with a cursory understanding of basic history and philosophy.

    Brian

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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by nonpareil View Post
    I have heard them complain about paying for diabetic medicine, some of the new ones aren't cheap, I have heard them complain about having to co-pay for tests. And who do you think you are? You think you represent all Americans with insurance?
    They won't complain when their monthy rates go up?

  8. #38
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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by 1Perry View Post
    They won't complain when their monthy rates go up?
    They have to pay for it anyway either way. Couldn't you work that out?
    Quote Originally Posted by Free_Radical View Post

    And I wasn't making an appeal to authority, I was making an appeal to the philosophical body of work of the founders, the worth and content of which should be well-known to anyone with a cursory understanding of basic history and philosophy.

    Brian

  9. #39
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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by 1Perry View Post
    All this does is spread co-pays between those who need the B.C. and those who do not. The cost of the insurance is going to go up for all.

    How does it not make sense that those who utilize their health care more than others pays a higher percentage of the costs? Is this not the idea concerning charging smokers more than non smokers?
    Or charging healthy people the same as fat people, I don't want to pay for bypasses, knees, hips which is quite costly.

    Jumping jacks have nothing to do with flap jacks.

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    Re: Health plans ordered to cover birth control without co-pays

    Quote Originally Posted by Risky Thicket View Post
    It's cheaper if you re-use them.
    Not sure but I think there may be some holes in this philosophy.

    On the other hand there is actually a better free for all, cost will never go up solution. When you sit down with your boys you tell them straight out, keep your pecker and your pants and zipper up and will eliminate many consequences. Further explain to them what the purpose for sex is and that even if you use contraception that isn't 100%.
    Last edited by barbarian_style; 02-03-12 at 02:45 AM.

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