I hate to admit it, but I'm starting to change my views slightly on the insurance system. I still believe that it should be up to the individual to pay for it, but I have somewhat of a different idea.
A small increase in taxes (for everyone) to create a fund for uninsured sick people should be instituted. A percentage of that should be spent on educating people in the need/value of insurance. A tax break should be given to those who get their own insurance. The individual states should be required to come up with a plan where pre-existing conditions can get insurance for similar rates to those who do not get it from work. Government should find ways to encourage, but not mandate, separating fringe benefits from work. One idea might be creating other types of groups to purchase together instead of corporations (ie Credit Unions offering group rates).
Of course, this is a rough idea, but there is land between what we have now and Obamacare. I support government encouragement, but hate government mandates.