"A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself. For the traitor appears not a traitor; he speaks in accents familiar to his victims, and he wears their face and their arguments, he appeals to the baseness that lies deep in the hearts of all men. He rots the soul of a nation, he works secretly and unknown in the night to undermine the pillars of the city, he infects the body politic so that it can no longer resist. A murder is less to fear"
Cicero Marcus Tullius
Insurance is where you pay into a plan even though there is nothing wrong with you with the understanding that if something does happen, you will then be covered.
Paying nothing and then paying in only a very small percent after you get ill is not insurance nor sustainable.
Better die soon.
"Yes I read the 9th [amendment]. It doesn't say **** about abortion." -Jamesrage
Another misconception in your post above is this "policy by age" crap. Really, where do you folks get your information? Yes, under the healthcare reform law insurance policies will be made more "standardized" under Bronze, Silver and Gold essential benefit thresholds, but there's no age requirement per policy, i.e., "you can only be 65 before you can take out this policy over that one". Pure foolishness!