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Thread: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Well my money is already in a credit union because of all the BS, uneeded and bleeding fees and policies of banks. I hear such horror stories about many of the banks that I would NEVER have my money in the ones that practice such nonsense with random greedy fees for everything.

    Its ridiculous and needs regulated or fixed.
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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Objective-J View Post
    Its ridiculous and needs regulated or fixed.
    NOOOO....you're regulating the job creators...and then we'll have less jobs because then the banks will all be like "we can't take your money because there is too much regulation, sorry no more checking accounts!". Or something.
    You know the time is right to take control, we gotta take offense against the status quo

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Gardener View Post
    Can we nibble?
    I wouldn't advise it.

    He's kinda grumpy as it is!
    Anyone wondering what I'm talking about start here:
    The Psychology of Persuasion

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Cold Highway View Post
    Not every commercial bank is nationwide, there are alot of regional banks too. Keybank in the Northeast being one example.
    I'm aware of that; wasn't implying that all of them are. Just trying to illustrate that commercial banks have an advantage over smaller local/regional banks and credit unions because the big named banks are found in more cities across the country than a local/regional bank or credit union.

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Objective-J View Post
    Well my money is already in a credit union because of all the BS, uneeded and bleeding fees and policies of banks. I hear such horror stories about many of the banks that I would NEVER have my money in the ones that practice such nonsense with random greedy fees for everything.

    Its ridiculous and needs regulated or fixed.
    You do understand that those fees are in place to off set the cost of government regulations, yes?
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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Arcana XV View Post
    Meh. It's their money. Whether it's $10 or $100'000, they can do whatever they want with it. I don't know if it'll have any sort of impact at all. So far this OWS movement is just a large group of people expressing their views, although not in a very clear or effective way. Moving their money out of the banks is just another way of trying to get their message across. I honestly don't yet understand what they want exactly, but I'm not going to stand in their way or berate them for trying.
    To to their webstie, OccupyTogether.org, click on the "Occupy WallSt" button at the top, then scroll down and click on the link to the "Delcaration to Occupy New York". You'll get a better understanding of what these people are upset about if you read the Delcaration.

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Frolicking Dinosaurs View Post
    These people are not looking to move on November 5th. They were discussing the penalty as a reason they were not making this move soon. They have already told their banks to remove them from the automatic renewal program for CDs and are looking at the options for movement. Since CDs have various lengths of deposit this won't happen on a single day or likely even within a single year, but that they removed themselves from auto-renewal indicates they are serious.

    Also re: Objective Voice's post - if many of the small depositors leave the banks, where do you think the money they currently pay in fees will come from?
    Large depositors, of course.

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by What if...? View Post
    We promise not to eat YOU, Vance.
    gee...I dont know. With all the baddass 'we have the power' 'we have the guillotine' talk...I are so skeered!!!

    Of course...its really hard to take men seriously when they wear their little checkered middle eastern scarves and girl pants...all these guys need is a beret to complete the dweeby internet douchebag look...

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by VanceMack View Post
    That kid you are talking about that GROWS UP? Once he reaches that point is grows out of the "look at me I'm a 99% er" and begins to make responsible, reasoned, and rational decisions. He recognizes what it takes to be personally successful. Heck...he probably earns enough to provide for a family. He grows out of the 'evil corproate' mantra and recognizes who provides opportunites for growth and success...heck...he probably BECOMES part of those corporations in some capacity.
    1Perry is correct here.

    Every person I know who is a member with my local Credit Union also have accounts for their children at the same Credit Union. I've even had co-workers who banked w/large commercial banks ask me how they can become members at my Credit Union.

    Discount it if you will, but people are starting to get very upset with banks and their underhanded dealings.

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Objective Voice View Post
    If your sole purpose in posting is to denounce the movement, feel free I suppose. However, I think you'd be better off trying to understand these people and see things from their perspective. As I've said before when speaking of the movement, it's not that these people are anti-capitalist but rather that they are anti-corruption. And a large part of the corruption has come through the banking system. To understand it, you have to understand that our entire economic policy for nearly 30 years has been based on financial services - consumption - primarily with the focus on our homes, i.e., how we furnish them, repair them, use them as "revolving credit". Of course, the other side has long been how we as a nation have come to rely so heavily on credit. As such, banks have taken advantage of this "national consumption based on credit" and a large part of that deals with bank transaction fees each time you use your credit or debit card. Why do you think the banks are scrambling now to raise money through retail purchases on debit/credit cards but are so willing not to charge their members for using their ATM machines? Why are they not placing limits on the amounts people keep in their checking or savings account and charging their customers if they fall below that limit? Granted, such limits usually were low - $500-$1,000 - but lately you've had banks increase that limit to $3,000 or more.

    I think it was Mellie who made the point that these new fees would only hurt people who had savings/checking accounts below...5-figures. She makes a good point. However, remove enough of the common man's money out of the banking system in one foul swoop and you effectively hurt the financial system.

    Never under estimate the leveraging power of the majority.
    You keep talking about 'the majority' as if you actually have one. Runnign around calling yourself a 99%er doesnt mean you represent the 99%. the top 50% of people in this o****ry do just fine. They recognize change should happen and have targeted congress. You might fit in well with 'some' of them...they call themselves the 'Tea Party'. I promise you...a bunch of people with 32 dollars in their savings account threatening to move from banks to credit unions strikes fear into one group...the credit unions boards.

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