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Thread: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

  1. #91
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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by VanceMack View Post
    gee...I dont know. With all the baddass 'we have the power' 'we have the guillotine' talk...I are so skeered!!!

    Of course...its really hard to take men seriouslhy when they wear their little checkered middle eastern scarves and girl pants...
    Yeah man and little sissy boys like these wearing short skirts!!

    061218_kilts_hmed_2p.hmedium.jpg

    /sarcasm

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by liblady View Post
    actually, i no longer think about the tea party, although i do know that movement may have started out as grassroots but was quickly co-opted. but to pretend that one group are idiots and the other are not is laughable. are there some idiots protesting? certainly. but i know people who have protested and they are NOT idiots. and they are not unemployed or pooor, they are contributing citizens.

    and i have no problem with people moving their money, it's their right. won't make a difference, but so what?
    So what indeed. It is certainly their 'right'. And there were certainly some idiots within the Tea Party movement (yeah...the candidate from Nevada....whatsherface...springs to mind). Im simply amazed at the people falling all over themselves to protest bygodSOMETHINGANYTHING. Oh well...at least they finally are back in the groove...all those antiwar, antigitmo protestors have sure been quiet for the last 3 years. This is at least a boon to the placard and handheld sign industry.

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by apdst View Post
    You do understand that those fees are in place to off set the cost of government regulations, yes?
    Are you talking about fees that were in affect before or after the bank bailout? I assume your against Dodd-Frank; so in the wake of that law's enactment, yes, banks decided to charge new fees (or increase the amount of old ones) in an attempt to make up for lost revenue due to the restrictions placed on excessive and/or questionable bank fees that were along the lines of fairness. But what bank fees were being charged by banks before TARP that can be traced back to unfair government regulations?

    Remember: The Federal Financial Modernization Act of 1999 torn down the barriers between the morgtage, banking, insurance and investment industries and did little along the lines of federal oversight to rein in greed by these banks. Seems to me that before Dodd-Franks banks had a free hand to do damned near anything they wanted with government interferrence - until they got too greedy.

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by winston53660 View Post
    Yeah man and little sissy boys like these wearing short skirts!!

    061218_kilts_hmed_2p.hmedium.jpg

    /sarcasm
    Theres badasses in kilts and scarves, and then theres this dickhead...

    sad_hipster_031111_m.jpg

    Sorry I unsulted your skinny jeans. Im sure YOU wear them well...

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by VanceMack View Post



    Sorry I unsulted your skinny jeans. Im sure YOU wear them well...
    What does unsulted mean?

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by VanceMack View Post
    You keep talking about 'the majority' as if you actually have one. Runnign around calling yourself a 99%er doesnt mean you represent the 99%. the top 50% of people in this o****ry do just fine. They recognize change should happen and have targeted congress. You might fit in well with 'some' of them...they call themselves the 'Tea Party'. I promise you...a bunch of people with 32 dollars in their savings account threatening to move from banks to credit unions strikes fear into one group...the credit unions boards.
    I haven't protested with the Occupiers, but I support their right to voice their grievences.

    Maybe you're right; people who have small deposits in commercial banks withdrawing their peasly $25, $50, $100, $500 won't mean a hill of beans to most major banks - if small numbers do so. But imagine if you will people seeing long lines at any one bank. Think bank to what happened in 1929 when just a hand full of people did this thinking the banks would be insolvent by days' end? Now, look back to the recent past of August-October 2008...what happened when people had this very same fear about our banking system?

    The image alone of long lines outside BofA, Wells Fargo, Compass, First Commercial Bank, RBC, BB&T, Regions...

    Don't under estimate this challenge to the banks even if it's by what you deem as a small minority.

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Objective Voice View Post
    Are you talking about fees that were in affect before or after the bank bailout? I assume your against Dodd-Frank; so in the wake of that law's enactment, yes, banks decided to charge new fees (or increase the amount of old ones) in an attempt to make up for lost revenue due to the restrictions placed on excessive and/or questionable bank fees that were along the lines of fairness. But what bank fees were being charged by banks before TARP that can be traced back to unfair government regulations?

    Remember: The Federal Financial Modernization Act of 1999 torn down the barriers between the morgtage, banking, insurance and investment industries and did little along the lines of federal oversight to rein in greed by these banks. Seems to me that before Dodd-Franks banks had a free hand to do damned near anything they wanted with government interferrence - until they got too greedy.
    I'm talking about the Durbin amendment, that dumped millions in fees on the banks. Now, they have to recoup that money. How, you must be pondering? By passing it on to the customer, of course.

    If you don't like the fees that banks are now charging, you have no one to blame but the government.

    What the Durbin Amendment Means for You - My Money (usnews.com)

    banks make money off of loaning money and by those loans going to term. They don't make money on loans that do not go to term. So, tell me how are banks being greedy, by making loans that they know they won't make money off of.
    Quote Originally Posted by Top Cat View Post
    At least Bill saved his transgressions for grown women. Not suggesting what he did was OK. But he didn't chase 14 year olds.

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by winston53660 View Post
    What does unsulted mean?
    Oh noes...spelling nazi!!! In skinny jeans!!! NICE comeback!!! SCATHING...

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by Objective Voice View Post
    I haven't protested with the Occupiers, but I support their right to voice their grievences.

    Maybe you're right; people who have small deposits in commercial banks withdrawing their peasly $25, $50, $100, $500 won't mean a hill of beans to most major banks - if small numbers do so. But imagine if you will people seeing long lines at any one bank. Think bank to what happened in 1929 when just a hand full of people did this thinking the banks would be insolvent by days' end? Now, look back to the recent past of August-October 2008...what happened when people had this very same fear about our banking system?

    The image alone of long lines outside BofA, Wells Fargo, Compass, First Commercial Bank, RBC, BB&T, Regions...

    Don't under estimate this challenge to the banks even if it's by what you deem as a small minority.
    Great idea! lets pretend it actually HAS some sort of relative bearing on anything financially. Lets suppose we have a run on the banks. Thats going to have what kind of an impact on the economy...on the job market, on the stock market, and on...say...your 401k? Who exactly are you hoping to cripple again?

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    Re: 99%: "Walk Money Out of the Banks to Credit Unions on Bank Transfer Day"

    Quote Originally Posted by VanceMack View Post
    Oh noes...spelling nazi!!! In skinny jeans!!! NICE comeback!!! SCATHING...
    Well if you are going to be a smartass at least be a smart one

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