There are two novels that can change a bookish fourteen-year old's life: The Lord of the Rings and Atlas Shrugged. One is a childish fantasy that often engenders a lifelong obsession with its unbelievable heroes, leading to an emotionally stunted, socially crippled adulthood, unable to deal with the real world. The other, of course, involves orcs.... John Rogers
Imagine this: you have $10,000. You deposit it into one account. Then, you take out $5,000 and use it to open a new account at another bank. What's the end result? You still only have $10,000.