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You're merely speaking of the variance in pensions plans. Some are done individually, without company contributions. Others are done with matching funds. Among those, some contibute more than others. And if a company or the state believes a package is too much, negotiate better. This is how it should be done. No one is forced to sign anything.
No, he is talking about a 401k, which is entirely different than a defined pension plan. There is NO negotiation with a 401k. There IS negotiation with pensions since they are most commonly part of a union or government employee contract.