I'll pass on the best advice someone ever gave me - I really didn't even know them at the time:
"Plan, save and invest for your own retirement like Social Security never existed."
That was 12 years ago, and I seriously took that advice. I'm planning on working until I'm 60 - that's another 17 years. Unless the entire country goes economically belly up, I should be able to work part time as a Walmart greeter past 60 if I want to get out of the house, but I have a feeling my hobbies will keep me busy. If SS still exists and I get a few sheckels, great - but I'm not holding my breath. I seriously wish the government would allow me to opt out and give me back my money via tax brakes over the next 10 years so I can take the extra money and put it where it will actually do me some good.