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If you ran a business then you know that payroll is the highest expense of running that business. Noticed you didn't address the questions I raised.
I no longer run a business. I do know quite well what it means to invest your own money, your own time and your own labor in a business. i know what it means to put your name on a loan agreement putting up everything you own and ever hope to own because you believe in yourself and your business plan. And i know that every business always has had changing problems, changing situations and nothing about tomorrow is promised to anyone. And I knew that when I had my business and did well with it and accepted it and did not use it as an excuse not to succeed.