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Thread: AARP Raises Costs for Employees' Insurance Plans

  1. #41
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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by buck View Post
    And I work for an insurance company and work closely with agents and insurance agencies (i would expect their commission levels to be reduced BTW). Anyway, now that we've both given our bonafides...

    To justify their costs as health care related, they will have to fall within the specific guidelines as issued by HHS. So far, only draft guidelines have been issued, but soon they will be official.

    At that time, the insurance companies won't have any room to "justify costs". If they do not follow the law (And I guess it's possible an occasional company will not) they will face the consequences.

    Regardless, you're not going to find 100.0% of the iinsurance companies breaking the law in such a manner, which is what you would have to believe in order to think they've all recently and unjustly raised their premiums in response to Obamacare just to "get theirs".
    So if I understand your perspective, AARP is indeed proposing premium increases of up to 40% specifically due to the costs associated with Obamacare? (not a fair term by the way...Its Reid/PelosiCare...or simply Demicare)

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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by VanceMack View Post
    So if I understand your perspective, AARP is indeed proposing premium increases of up to 40% specifically due to the costs associated with Obamacare? (not a fair term by the way...Its Reid/PelosiCare...or simply Demicare)
    Insurance companies and companies that are self-insured are increasing premiums for a variety of reasons. One of those reasons is Obamacare. Obamacare is causing insurance companies to increase their premiums higher than they otherwise would have. Insurance companies can't increase their premiums just to "get theirs". Not only is it illegal, but those increases would easily be rejected by the state commissioners that have that power and the feds who have since been given that power.

    We can look at the result of Romneycare in MA to see that premiums will be higher. The numbers aren't exact, but premiums in MA increased by nearly 50 percent since the passage of Romneycare. Premiums in the rest of the country only increased by about 38 percent during that same time period. Again, I'm going off of memory (being lazy), but it was something very close to that. The premiums in MA would have been even higher, but the governor ordered the insurance commissioner to reject premium increases - a move later found illegal by the state's supreme court and those premium increases have since been coming in.

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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by Boo Radley View Post
    For this discussion, it doesn't matter
    Ofcourse it matters....It is the end goal.

    j-mac
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by j-mac View Post
    Ofcourse it matters....It is the end goal.

    j-mac
    What is? I know the Beckish conpiracy stuff goes wild in some, but please stay focused on the discussion before you. Answer the poitn and don't wonder off down fanasty land lane.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: AARP Raises Costs for Employees' Insurance Plans

    I refuse to join AARP because I see them as an extension of the democrat party. Seems the democrats are not happy with Obama care and blaming their own party for this increase.

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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by ptif219 View Post
    I refuse to join AARP because I see them as an extension of the democrat party. Seems the democrats are not happy with Obama care and blaming their own party for this increase.
    Or they are concerned about the elderly. But, your opinion is yours and you're free to have it. Doesn't mean you're right though.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by Boo Radley View Post
    Or they are concerned about the elderly. But, your opinion is yours and you're free to have it. Doesn't mean you're right though.
    I have watched there political involvement and they lean heavily democrat. That is why I will not join them even though I am eligible and get their fliers regularly. They are a political left leaning organization that hides behind the elderly. I think they are not credible and despicable.
    Last edited by ptif219; 11-09-10 at 12:41 PM.

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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by ptif219 View Post
    I have watched there political involvement and they lean heavily democrat. That is why I will not join them even though I am eligible and get their fliers regularly. They are a political left leaning organization that hides behind the elderly. I think they are not credible and despicable.
    Most likely because that lean best represents their needs. Just saying. . . .

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by Boo Radley View Post
    Most likely because that lean best represents their needs. Just saying. . . .
    Just like Unions .

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    Re: AARP Raises Costs for Employees' Insurance Plans

    Quote Originally Posted by ptif219 View Post
    Just like Unions .
    Like unoins what? I'm not a union person myself, but yes, a union should consider what is best for it's employees, and that is often linked to democrat policy. Why? Because those policies are in the best interest of the working person in general.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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