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Thread: 2010 Midterm Results Discussion

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Birdzeye View Post
    Silly me, I thought it was common knowledge that these practices were going on. They passed a friggin' law to outlaw it. Wonder why they did that if there was no problem to begin with? [/sarcasm]
    Why? because of an overreaching Federal govt. who seems to believe it is the Federal Responsibility to handle personal responsibility issues.

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Conservative View Post
    What prevented your brother from purchasing health insurance? Do you think you should pay for my healthcare?
    He had health insurance from his employer. I was referring to his out of pocket expenses. His employer provided insurance was not particularly great. Some people would have been in even worst circumstances than he is now.

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Birdzeye View Post
    They didn't have to worry about Bush using the veto pen when they controlled all of Congress. So, how did they reduce the size of the government and the deficit during those years?
    They didn't. They made more intrusive government, they went against the liberties of the individual, they increased debt and spending by fantastic quantities. So tell me again, how are the Republicans and Democrats different?
    You know the time is right to take control, we gotta take offense against the status quo

    Quote Originally Posted by A. de Tocqueville
    "I should have loved freedom, I believe, at all times, but in the time in which we live I am ready to worship it."

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Birdzeye View Post
    I've had a credit card payment credited to my account AFTER the due date, even though the company got the payment well ahead of the due date, and gotten dinged with a late fee. More than once.
    Then you call the company and have the charge reversed or just close your account.

    I don't know why some people just expect the government to do absolutely everything for them.

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Birdzeye View Post
    He had health insurance from his employer. I was referring to his out of pocket expenses. His employer provided insurance was not particularly great. Some people would have been in even worst circumstances than he is now.
    Is it possible that he only selected the cheapest insurance offer from his employer? Most employers that I know offer options and leave it to the employee to decide. I had over 1000 people and offered them a cafeteria style program and funded it at 80%. Less than 50% accepted the insurance because like far too many they felt they were invinceable. You cannot legislate stupidity.

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Conservative View Post
    Did you call the credit card company to get the charge reversed? My bet is they did reverse the charge. Ever deal with a govt. bureaucrat and the mistakes they make? Shoddy business practices are always going to occur. You have a recourse against those business practices. Where does personal responsibility lie in your world. I have had late payments reversed because of credit card company errors so not sure what your problem is. Then there is always small claims court. I think you just love to complain.
    I did call. No deal. It was up to me to prove them wrong, not the other way around.

    I have dealt with intransigent insurance company bureaucrats who were quite impossible to deal with.

    I make legitimate complaints, and when I see that the game is rigged against the consumer, I'm all in favor of outlawing certain sleazy business practices. I make no apologies for that.

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Birdzeye View Post
    I did call. No deal. It was up to me to prove them wrong, not the other way around.

    I have dealt with intransigent insurance company bureaucrats who were quite impossible to deal with.

    I make legitimate complaints, and when I see that the game is rigged against the consumer, I'm all in favor of outlawing certain sleazy business practices. I make no apologies for that.
    Then you should have cancelled your account and gone to the BBB. You didn't seem to have a problem using the credit card to run up bills to buy what you wanted. Seems you want to dictate the terms of someone else giving you credit.

    Looks to me like you have a problem with personal responsibility. You don't like the credit card company close the account. You don't like your insurance company, get another one. Sleazy business practices are outlawed, there are laws against it before Obama got into office.

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Conservative View Post
    I spent 35 years in the business community dealing with the consumer. I understand that my business required customers and if I didn't treat them well I wouldn't have them and would go out of business by losing business. You seem to lack an understanding about customer service and requirements. I haven't seen any evidence that you weren't taken care for that shoddy business practice as you apparently prefer the govt. taking on your personal responsibilities.
    You clearly don't know me. I don't see how outlawing certain shoddy business practices amounts to the government taking on personal responsibilities. I see it as telling businesses that certain practices will not be allowed by law. I think that supporting such laws is an act of personal responsibility by demanding that certain ground rules (of what we often call "fair play") be observed. If businesses abide by that law, then the government won't get involved. If they continue those practices, then I as a consumer can seek civil or criminal penalties. What is so wrong with that?

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Conservative View Post
    Why? because of an overreaching Federal govt. who seems to believe it is the Federal Responsibility to handle personal responsibility issues.
    What personal responsibilities have people shirked when they got ripped off by companies that engaged in anticompetitive shoddy practices such as the ones I've mentioned? What about companies' responsibilities to deal with their customers in an ethical manner? Or is personal responsibility only for the little guy?

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    Re: 2010 Midterm Results Discussion

    Quote Originally Posted by Birdzeye View Post
    Once again, a lovely sounding platitude from the right wing that conveniently ignores some ugly realities.

    My brother had major heart surgery earlier this year to treat a genetic heart defect that had become life-threatening. (IOW, he did not have heart problems because of unhealthy lifestyle.) The good news: he survived the surgery. The bad news: he has not recovered enough to be able to return to work, and his out of pocket medical expenses, which run into six figures, far more than his income, have forced him into bankruptcy.

    This is not an unusual problem
    no...and I know there are thousands of stories out there that are similar. I something like health insurance had to be paid by the individual, or even more awesome, health insurance didn't exist prices for these types of procedures would be DRAMATICALLY reduced, and with family members able to keep more of their money there may be more help there, and for those who are not as fortunate there will be more people giving to charities who help people in these situations, like churches and so on. In addition being able to keep more of your money will mean more money for you to save, for emergencies, instead of using credit. The wonderful thing about this is that it allows your fellow man keem their own money and do the same or do other things with their money if they don't need it. It allows us all to look after ourselves instead of being forced to look after otehr people who may or may not care as much about themselves because they know someone else will do it for them.

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