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Thread: 3M Co. will drop retirees from health plans, steer to Medicare

  1. #131
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by UtahBill View Post
    If your employer provides your health insurance, you are tied to your employer if your health needs increase to the point that no other employer will touch you. You can only hope that your current employer doesn't find a way to get rid of you.
    If an employer doesn't have to provide your health insurance, they are more likely to hire you. Military retirees have an advantage there, at my last job, the company paid an air force retiree a portion of what they saved by not having to pay his health insurance.
    One of my navy buddies stayed 20 years, not because he wanted to, but because his wife developed some kind of nasty incurable disease that would bankrupt him if he had to pay even 20% of her bills.
    And don't think already having the job makes a difference. If you get too sick to work "up to expectations", they will find a way to get rid of you .
    not anymore, thanks to obama.

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


  2. #132
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by liblady View Post
    not anymore, thanks to obama.
    many will deny that there is even one thing in "obamacare" that is good....
    I have a grandchild who will very likely use up the 3 million cap on her insurance, but now there can be no caps. You wouldn't know she is sick, to just look at her, but that is because the chemo is working to keep the brain tumor growth to a minimum. But it won't be long and they will have to stop the chemo and start using radiation, to her brain, which will cause damage.
    Plus, she can now remain on her parents policy til she is 26...
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  3. #133
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by buck View Post
    We can know because there are enough businesses and insurance companies indicating that they are being affected by the reforms. It's easy, even if lazy, to just say they are all lying but it's highly unlikely that they all are.

    The company I work for is picking up almost all of the premium increases, which will cost them multiple millions of dollars (they provided a specific amount). In other words, they are not reducing benefits or passing most of the increased cost on to the employees (my premiums are only going up about $5.00 a paycheck).

    However, they did specify that due to the new reforms, both the BC/BS option and the self-insured option have increased costs more than in years past.

    To just say they, and everyone else, are lying doesn't get you too far.
    And they are to always be believed? Not saying they are lying, but that we shouldn't just accept their word either. Doing so would be no different than just saying they are lying. Insurance premiums have been going up for a long time. Who was to blame before health care reform?
    Last edited by Boo Radley; 10-08-10 at 02:03 PM.

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  4. #134
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by Boo Radley View Post
    And they are to always be believed? Not saying they are lying, but that we shouldn't just accept their word either. Doing so would be no different than just saying they are lying. Insurance premiums have been going up for a long time. Who was to blame before health care reform?
    the world wonders.....
    I knew when my bosses were lying, their lips were moving.
    And when they couldn't do enough damage on their own, they hired "consultants".
    Oracle of Utah
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  5. #135
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by The_Patriot View Post
    Yes, because a military base (delegated power) is the same as health insurance (not delegated).
    Your missing the point, once offices are created and filled with employees, getting rid of them is very difficult. How long do you think any politician will stay in office by putting people out of work.

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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by UtahBill View Post
    many will deny that there is even one thing in "obamacare" that is good...
    joe manchin who's currently collapsing in his campaign to keep kkk byrd's seat in coal rich west virginia, thinks there's one thing in obamacare that is good---the pre existing clause

    he only wants to "kill the rest of it, start with what you agree on"

    Race is tight for Byrd's Senate seat in West Virginia - CNN.com

    the trouble is he was for the health care bill before he was against it

    now, he's republican lite

    he has lots of problems in the mountain state, obama's personals are 32 to 67 unpopular

    manchin "admits the president's unpopularity in west virginia is an issue, 'it has made a difference in my race'"

    is governor manchin spinning?

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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by Boo Radley View Post
    And they are to always be believed? Not saying they are lying, but that we shouldn't just accept their word either. Doing so would be no different than just saying they are lying. Insurance premiums have been going up for a long time. Who was to blame before health care reform?
    No, but I am much more likely to believe employers and insurance companies, when so many are coming out and stating that it is making a difference in the premiums that will have to be charged.

    Common sense will also tell you that insurance premiums are going up due to the reforms. You can't add benefits (no pre-ex, no recissions, adults covered on their parents policy until 26YO, no limits) without there being associated costs.

    Additionally, you wouldn't have the administration having to grant waivers to companies to prevent them from having to drop employee insurance without there being truth to what the employers are stating.

    Lastly, most states, and health care reform requires that a certain percentage of health insurance premiums be used for health care. What would be the point of increasing premiums for health insurance if there weren't costs associated with the reform? Increasing the premium without increased costs, would just cause them to run afoul of the already existing laws and the new laws as put forth by the reforms.

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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    The best part of the law is requiring people to buy insurance....I know half a dozen people/families that have lots of toys and non-essentials of life, but not health insurance. They CAN afford it, but that would mean giving up cell phones, cable TV, premium channels, more cars than they need, etc. These same families have filed bankruptcy at least once each.
    Who do you think pays for their health care?
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    it's a fair question, except we've learned from detailed analyses by the nyt and its affiliate boston globe that in massachusetts romneycare, designed just like the bigger and badder obamacare to REDUCE er costs, actually INCREASES them, see links above

    who's gonna pay for the 12 million americans suddenly swelled into already overstrained medicaid?

    ask democrat gubs bill richardson, christine gregoire, bill ritter, brian switzer, phil bredesen (globe link above)

    ask harry's son rory

    Rory Reid: Healthcare reform could end up hurting Nevada - The Hill's Healthwatch

    why did hhs exempt 30 megacorps in such headlong hurry?

    what's sibelius' answer gonna be to the next 100 who apply?

    how you gonna keep what you got when employers give up?

    how are the newest 12 million gonna find doctors?

    yup, lots of questions

    no answers

    so here we are

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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by UtahBill View Post
    The best part of the law is requiring people to buy insurance....I know half a dozen people/families that have lots of toys and non-essentials of life, but not health insurance. They CAN afford it, but that would mean giving up cell phones, cable TV, premium channels, more cars than they need, etc. These same families have filed bankruptcy at least once each.
    Who do you think pays for their health care?
    Yes, there are people that can afford insurance, yet don't purchase it. These people still won't purchase insurance until they are sick, but will simply pay the fine - since it's smaller then the premiums.

    However, if they do actually purchase the insurance, it won't cause the nation's health care spending (as a whole) to decrease. By having insurance, they are more likely to go to the doctor for minor things (cough, scrape) and will still have to go to the doctor for the big things (MI, CVA, etc).

    I've also seen studies that show increased preventitive maintenance (something your friends will now obtain free) actually causes increased national spending on healthcare. The reason put forth was that you can't tell who would have been affected by the disease being prevented, so you have to provide it to everyone. Everyone receiving the preventative care is a larger cost, overall, then caring for the relatively small percentage that will actually contract the disease/condition.

    What increasing insurance coverage to more people will do is more evenly spread the greater costs to everyone that has insurance or pays their bills without insurance. Again, it won't actually reduce the nation's overall spending on healthcare.

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