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Thread: 3M Co. will drop retirees from health plans, steer to Medicare

  1. #121
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by Whovian View Post
    I got the letter about the increase about 2 weeks ago. The costs increase in Jan. We've not had an increase in our contribution in 3 years.
    i meant when will your company be affected by the new laws?

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by liblady View Post
    chiropractors can be great. you just have to find one who realizes his specialty doesn't replace all medicine.
    I used one once, he was a regular doctor who also had chiropractic training. He showed me some self-exercises that help to relieve my lower back pain, one was particularly effective. But before I let him twist my back, I told him that he wasn't to do anything drastic.
    One of my son's friends was a chiropractor, until he killed a patient with defective neck bones. Wasn't his fault, you might say, but an xray would have prevented that death.
    I have an even lower opinion of acupuncture and other wishful thinking cures...
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  3. #123
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by UtahBill View Post
    How many people use "holistic" doctors? I won't even let a chiropractor near me, much less someone who thinks that diet or a supplement regimen can cure cancers. People have had their necks broken in chiropractor's offices....but that isn't the only reason. I can remember ads back in the 60's where these quacks claimed to be able to cure all kinds of diseases by just aligning your spine. Sorry, if you already have cancer, a back massage won't cut it.
    I've had experiences with both medical doctors and chiropractors. Back when I suffered my spinal injury, the medical doctors couldn't figure out why my right leg had a bad limp, I was hunched over at a 45 degree angle, constant falling, and in severe pain. I saw neurologists, pain specialists, orthopedists, and other specialists to figure out what was wrong with my body. They never could figure it out nor could they get my back into its normal upright position. It wasn't until I saw a chiropractor, after having to use a wheelchair to get around for a year, that I was able to stand up straight for the first time and walk with a slight limp. The pain is still there, but I'm not hunched over and falling.

    Although, I did go see a sports therapist after being referred by the company doctors and he misdiagnosed my spinal injury as a result of torn back muscles. He put me on a regimen of electric stimulation of the nerves, heat pads, and weight lifting for my spine. He ended up damaging my spine worse since I was diagnosed with spinal degenerative disease aka rheumatiod arthritus of the spine.
    Last edited by The_Patriot; 10-08-10 at 12:38 PM.

  4. #124
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by UtahBill View Post
    I used one once, he was a regular doctor who also had chiropractic training. He showed me some self-exercises that help to relieve my lower back pain, one was particularly effective. But before I let him twist my back, I told him that he wasn't to do anything drastic.
    One of my son's friends was a chiropractor, until he killed a patient with defective neck bones. Wasn't his fault, you might say, but an xray would have prevented that death.
    I have an even lower opinion of acupuncture and other wishful thinking cures...
    i saw a chiro for repetitive stress injury, instead of a therapist. worked wonders, and very quickly. after i was healed, i fully expected him to try to keep me as a patient, but he just said, "you're fine.....call me if you have problems"......no once a month adjustments or anything like that.

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


  5. #125
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by liblady View Post
    i saw a chiro for repetitive stress injury, instead of a therapist. worked wonders, and very quickly. after i was healed, i fully expected him to try to keep me as a patient, but he just said, "you're fine.....call me if you have problems"......no once a month adjustments or anything like that.
    He must have already had his boat paid off.....

    I quit a dentist once, because suddenly my teeth needed all kinds of things. He had just gotten divorced, remarried, bought a corvette, and a new boat.
    One of his employees quit, saw her later at soccer game, and she told me all about it...

    OTOH, my favorite auto mechanic once refused to charge me for a repair, saying he shouldn't have missed that the previous time the car was there.
    He said, "my house, my truck, my boat, and my summer cabin are all paid for, so I don't need to make you pay for my mistakes".
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  6. #126
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by rivrrat View Post
    People should not be getting their insurance through their companies anyway. They're just hurting themselves by doing so.
    Don't stop now, continue to enlighten us. Please continue to explain this.
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
    "Fly-over" country voted, and The Donald is now POTUS.

  7. #127
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Obama grapples with implementing unpopular health law before Nov. - The Hill's Healthwatch

    The Obama administration is grappling with implementing the unpopular healthcare reform law in the weeks leading up to the midterm election.

    Some regulations establishing the rules of the various pieces of the health overhaul passed by Congress have been issued, and others will be released in the years to come. But the threat of employers dropping their coverage because of the new law has emerged as a thorny political problem this fall.

    The timing could not be worse
    for the administration as undecided voters are making up their minds on which congressional candidates to support on Nov. 2.

    Republicans are hammering Democrats on what they call “ObamaCare” while congressional Democrats, by and large, avoid the topic. A new poll by The Hill of 12 battleground districts in the House found that nearly one in four Democrats support a repeal of the health law.

    Desperate not to violate the president’s pledge that people who like their coverage will be able to keep it, the administration recently granted 30 waivers from annual limit restrictions. Those waivers were quietly posted on the Department of Health and Human Services (HHS) website — without drawing attention to the fact that they’re exempting from the law’s patient protections plans that offer some of the weakest coverage.

    The waivers are only valid for one year, raising the possibility that more employers will seek them in the future as the limits increase every year.

    A lobbyist who requested anonymity said, “They have to be worried about other companies seeing this and following suit. If you hit a critical mass of exemptions, it seems to me that a major assumption of the reform package — that the government can simply set an expensive mandate and expect it to be followed — falls apart.”

    During his Thursday briefing at the White House, press secretary Robert Gibbs was asked six different questions on the HHS waivers. The tenor: Now that the administration has started granting waivers, where will it stop — and doesn't doing so undermine healthcare reform?"I'm not worried that the dam is going to burst," Gibbs answered, referring to a potential deluge of waiver requests.

    The debate on this issue heated up last week after The Wall Street Journal reported that McDonald’s was threatening to drop coverage for 30,000 employees if the company didn't get a waiver from the law’s medical loss ratio requirement for its so-called "mini-med plans.”
    ah, the medical loss ratio requirement

    just another of the poison pills contained in this ponderous and perverse piece, along with the mandate, the 1099's, the massive expansion of medicaid bankrolled blithely on the broken backs of already bankrupt states, the increased foot traffic thru er's, the difficulty in finding a physician...

    the professional left, obstinately refusing to take their drug tests, brays about this abandonment of obamacare objectives, the hill goes on to report (open the link)

    isn't basic competence a prerequisite from those who earn your endorsement?

    oh well, party on
    Last edited by The Prof; 10-08-10 at 01:14 PM.

  8. #128
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by American View Post
    Don't stop now, continue to enlighten us. Please continue to explain this.
    If your employer provides your health insurance, you are tied to your employer if your health needs increase to the point that no other employer will touch you. You can only hope that your current employer doesn't find a way to get rid of you.
    If an employer doesn't have to provide your health insurance, they are more likely to hire you. Military retirees have an advantage there, at my last job, the company paid an air force retiree a portion of what they saved by not having to pay his health insurance.
    One of my navy buddies stayed 20 years, not because he wanted to, but because his wife developed some kind of nasty incurable disease that would bankrupt him if he had to pay even 20% of her bills.
    And don't think already having the job makes a difference. If you get too sick to work "up to expectations", they will find a way to get rid of you .
    Last edited by UtahBill; 10-08-10 at 01:31 PM.
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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by liblady View Post
    again, how can we know? how can YOU know?
    We can know because there are enough businesses and insurance companies indicating that they are being affected by the reforms. It's easy, even if lazy, to just say they are all lying but it's highly unlikely that they all are.

    The company I work for is picking up almost all of the premium increases, which will cost them multiple millions of dollars (they provided a specific amount). In other words, they are not reducing benefits or passing most of the increased cost on to the employees (my premiums are only going up about $5.00 a paycheck).

    However, they did specify that due to the new reforms, both the BC/BS option and the self-insured option have increased costs more than in years past.

    To just say they, and everyone else, are lying doesn't get you too far.

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    Re: 3M Co. will drop retirees from health plans, steer to Medicare

    Quote Originally Posted by UtahBill View Post
    If your employer provides your health insurance, you are tied to your employer if your health needs increase to the point that no other employer will touch you. You can only hope that your current employer doesn't find a way to get rid of you.
    If an employer doesn't have to provide your health insurance, they are more likely to hire you. Military retirees have an advantage there, at my last job, the company paid an air force retiree a portion of what they saved by not having to pay his health insurance.
    One of my navy buddies stayed 20 years, not because he wanted to, but because his wife developed some kind of nasty incurable disease that would bankrupt him if he had to pay even 20% of her bills.
    And don't think already having the job makes a difference. If you get too sick to work "up to expectations", they will find a way to get rid of you .
    what was the disease?

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