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Thread: Health Insurers Plan Hikes

  1. #11
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    Re: Health Insurers Plan Hikes

    Didn't Aetna (can't remember which company) go for like 39% in California a year or two ago?
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  2. #12
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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by Crunch View Post
    Oh no.... I like the idea of mandatory coverage for preexisting conditions....... just pay the small fine each year, save thousands on insurance..... get sick, buy insurance and you are covered.

    What's not to like?
    Crunch I would be the first to say that the new plan is not perfect, and needs some tweaking, but business as usual was dreadful. SOMETHING needed to be done. Something has needed to be done for a very long time.
    If you can't bite, don't growl.

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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by opinion8tdwench View Post
    I have not seen them handing back refunds to all the many americans who have not filed claims. Yet as soon as it looks like they may end up having to pay out a bit more, they are instantly wanting to increase premiums. And there are those among you who do not see the problem with insurance companies as they stand now?
    You do realize that the premium one person paid and didn't use was used by another person, right? The health insurance industry has a profit margin of 4.8% last year - that is not at all a high margin.

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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by Deuce View Post
    Didn't Aetna (can't remember which company) go for like 39% in California a year or two ago?
    Yes, last year, and it was Wellpoint. So? Are you suggesting that since they were looking for a 39% increase that we should bring premiums even higher?

    They stated they were raising premiums, and I believe they backed this up, because they actually lost money in the individual health insurance market.
    Last edited by buck; 09-10-10 at 11:15 PM.

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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by opinion8tdwench View Post
    Crunch I would be the first to say that the new plan is not perfect, and needs some tweaking, but business as usual was dreadful. SOMETHING needed to be done. Something has needed to be done for a very long time.
    Why? Because it hurts to think someone can't afford Healthcare? That others can and that's not fair??
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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by EnigmaO01 View Post
    I do have to hand it to you. You have your talking points down even if they are utter nonsense.
    Even Obama said, "of course rates are going to go up". That's not the tune he was singing a year ago.
    Quote Originally Posted by Top Cat View Post
    At least Bill saved his transgressions for grown women. Not suggesting what he did was OK. But he didn't chase 14 year olds.

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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by opinion8tdwench View Post
    Crunch I would be the first to say that the new plan is not perfect, and needs some tweaking, but business as usual was dreadful. SOMETHING needed to be done. Something has needed to be done for a very long time.
    And, that something was to significantly raise everyone's insurance premiums? How's that supposed to help, again?
    Quote Originally Posted by Top Cat View Post
    At least Bill saved his transgressions for grown women. Not suggesting what he did was OK. But he didn't chase 14 year olds.

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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by opinion8tdwench View Post
    Thousand and thousands of people pay insurance premiums month after month and never use the benefits. This is what insurance is. You pay out, so that if you do need it, you will have it. You might pay 200 dollars a month for 20 years and never file a claim. In fact, except for occasional trips for a flu or what have you, this is how the majority of America goes about. The insurance companies bank on this. They hope that you wont ever need them. They stack the cards in their favor in this. But see..if you go into the insurance business, that is the risk you take. Now, when they are being told they are not allowed to stack the deck in their favor anymore, they whine. I have not seen them handing back refunds to all the many americans who have not filed claims. Yet as soon as it looks like they may end up having to pay out a bit more, they are instantly wanting to increase premiums. And there are those among you who do not see the problem with insurance companies as they stand now?
    And don't forget much of the money they take in is tied up in investments.

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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by EnigmaO01 View Post
    And don't forget much of the money they take in is tied up in investments.

    My my....investments eh? How evil is that? I mean, we all know that business is, or should only be in business to serve the people for free shouldn't they? Profit = Greed isn't that right?


    j-mac
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    Re: Health Insurers Plan Hikes

    Quote Originally Posted by j-mac View Post
    My my....investments eh? How evil is that? I mean, we all know that business is, or should only be in business to serve the people for free shouldn't they? Profit = Greed isn't that right?


    j-mac
    Not evil at all. But just don't whine when you have to dip into it to pay out, or even worse raise you rates when you returns aren't doing as well as they were.

    I had a customer like that once. Loaded to the gills but wouldn't pay a balance he owed me because he would have to "dip into his stock investments." I told him it was not my problem. If he made the commitment to have something made he should pay off when it's done. I can't run a business if people won't pay their accounts receivable.

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