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Thread: Company threatens to pull woman's health coverage over 1 cent

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    Company threatens to pull woman's health coverage over 1 cent

    I find this to be over the top but typical of some insurance companies. What they don't seem to understand is they are playing into the plans of Obama to do away with private insurance and replace it all with his Socialist Gov. plan.

    YouTube - SHOCK UNCOVERED: Obama IN HIS OWN WORDS saying His Health Care Plan will ELIMINATE private insurance

    With the right votes in Nov. we can get this Obama plan over turned, before it and Cap and Trade bankrupt the Nation.


    http://http://www.denverpost.com/new...976?source=pop
    La Rosa Carrington has more than enough to worry about. She's a single mother with two teenage daughters, she's fighting a type of leukemia that requires five days of chemo a month for four months, and she lost her job in May.

    So the last thing she needed was news that her health insurance benefits would be terminated because she hadn't paid her premium in full. The shortfall? One penny.

    "My medical bills are coming in like locusts, and you're holding up my benefits because of one red cent?" an incredulous Carrington said from her hospital bed last week as she recalled her conversation with a customer service rep at Discovery Benefits, an employee benefits administrator based in North Dakota.

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    Re: Company threatens to pull woman's health coverage over 1 cent

    If your goal is to paint government healthcare as a scary thing that needs to be stopped, you're doing it wrong.

    Also I've seen most of the speeches that are in that youtube video and they cleverly edit out a lot of stuff. Despicable.

    edit: Oh, and there's also that little issue where the LIBERAL DEM SUPERMAJORITY OF DOOM couldn't even be arsed to pass a Public Option (oh god, we can't let those poor insurance megacorporations get competition!), and you really think Single Payer is remotely close to being on the table?
    Last edited by Deuce; 07-08-10 at 09:37 AM.
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

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    Re: Company threatens to pull woman's health coverage over 1 cent

    Anyone can make an error. The appropriate measure would have been for the company to ask for the error to be fixed and to give the woman sufficient time to do so. Instead, it has decided to pursue a course that would inflict irreparable harm on her. The company should be held liable for its extreme action by the appropriate regulatory authorities i.e., made to immediately reinstate the woman's coverage, honor its obligations with respect to her medical costs, and to pay a significant fine.

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    Re: Company threatens to pull woman's health coverage over 1 cent

    Profit motive is a tricky thing when it comes to health insurance. In normal business operations, profit motive drives a company to charge as much as they can while reducing costs as much as possible. That's how business works, it drives companies to be more efficient. Usually that's a good thing. The problem with reducing costs in health insurance is that those costs are medical bills received by the insured. Insurance companies have a financial incentive to not pay your claim and to drop policies of patients with serious or long-term illnesses. It doesn't make them evil, it just makes them a business. The effect of this behavior, however, is situations like this one.

    It bothers me on a moral level to have profit motives involved in what can literally be life or death. :/

    This isn't to say that for-profit insurance can't work, it just needs more strict scrutiny and regulation than, say, making televisions. Nobody dies if Sony makes a crappy, defective television.
    Last edited by Deuce; 07-08-10 at 10:31 AM.
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

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    Re: Company threatens to pull woman's health coverage over 1 cent

    the article states that the problem was taken care of and she didn't lose her coverage.
    From the ashes.

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    Re: Company threatens to pull woman's health coverage over 1 cent

    That **** is automated. The computer doesn't know or care how much is delinquent, only that it's delinquent.

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    Re: Company threatens to pull woman's health coverage over 1 cent

    It's official:

    The health care reform debate has produced enough organic fertilizer for every garden in America.

    We're going green for sure.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

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    Re: Company threatens to pull woman's health coverage over 1 cent

    Quote Originally Posted by Phoenix View Post
    the article states that the problem was taken care of and she didn't lose her coverage.
    Only after media attention was threatened, but yes.

    Quote Originally Posted by rivrrat View Post
    That **** is automated. The computer doesn't know or care how much is delinquent, only that it's delinquent.
    The customer service person who was arguing with the patient over the one penny wasn't a computer.
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

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    Re: Company threatens to pull woman's health coverage over 1 cent

    Quote Originally Posted by Deuce View Post
    The customer service person who was arguing with the patient over the one penny wasn't a computer.
    Those customer service reps are generally automatons with little education and not one modicum of common sense... or they are college students working at a call center... or heck, more and more are people working in a call center sweatship in Kolkata or Mumbai...
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    Re: Company threatens to pull woman's health coverage over 1 cent

    Quote Originally Posted by ludahai View Post
    Those customer service reps are generally automatons with little education and not one modicum of common sense... or they are college students working at a call center... or heck, more and more are people working in a call center sweatship in Kolkata or Mumbai...
    More of a robot than a computer
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

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