Just as illegal aliens are not legal residents.
Just as a car isn't yours if you quit making payments on it.
For those that can't afford to buy, there is always renting.
And the government's intervention into the housing market has made the housing market unpredictable for investors.
Who is going to scoop up homes, turn around and rent them out, when the government it bailing out people who bought too much or shouldn't have bought at all?