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Thread: Health Care Bill has passed

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    Re: Health Care Bill has passed

    Quote Originally Posted by Gill View Post
    I've read other studies that claim 14% of each patient's bill is for malpractice insurance alone.

    That's significant.
    That is not supported by the CBO numbers. I have heard that claim before, but have never seen it credibly sourced.
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    Re: Health Care Bill has passed

    Quote Originally Posted by Ikari View Post
    Yay...now I'm forced to have health insurance on penalty of the government fining me. The insurance companies thank you for your support of a bill which will to next to nothing to solve the problem but will increase their client base significantly. Record profits for insurance companies! Woot.
    I'm an insurance agent in L&H sales and am completely against this bill, even though it could initially bring me 100%+ increases in business, that should tell the supporters everything they need to know.
    Neither side in an argument can find the truth when both make an absolute claim on it.

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    Re: Health Care Bill has passed

    Quote Originally Posted by Redress View Post
    That is not supported by the CBO numbers. I have heard that claim before, but have never seen it credibly sourced.
    Based on the cost of malpractice insurance at the University of Miami School of Medicine:

    At the University of Miami School of Medicine's patient practice, 14 cents out of every dollar collected in fees for services to patients goes toward buying medical malpractice insurance, says William Donelan, the university's vice president for medical administration. That figure doesn't include costs of defensive medicine, which are difficult to quantify, he says. "Our system is really irrational and out of control," he says.
    Tangible and Unseen Health-Care Costs - WSJ.com

    • "The America Republic will endure until the day Congress discovers that it can bribe the public with the public's money." -- Alexis de Tocqueville





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    Re: Health Care Bill has passed

    Quote Originally Posted by Gill View Post
    Based on the cost of malpractice insurance at the University of Miami School of Medicine:


    Tangible and Unseen Health-Care Costs - WSJ.com
    But you have to figure a lot of medical malpractice lawsuits are legitimate. Tort reform could not take all of that away.

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    Re: Health Care Bill has passed

    Quote Originally Posted by Gill View Post
    And... if you think unemployment is bad now, just wait until the massive new tax increases on small businesses take effect.
    All part of Obama's master plan. Get everyone working for, and dependent on, the gubment.

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    Re: Health Care Bill has passed

    Quote Originally Posted by Gill View Post
    Based on the cost of malpractice insurance at the University of Miami School of Medicine:


    Tangible and Unseen Health-Care Costs - WSJ.com
    Yes, but overal, the article does not support the 14 % claim.

    Calculating how much defensive medicine actually costs is extremely difficult, because medical professionals often have many motivations for ordering tests and other procedures. The U.S. spends a higher percentage of its gross domestic product on health care than any other nation in the industrialized world. Legal expenses contribute to the bill.
    This also calls into question the conclusion you drew from your first source.

    According to Texans for Lawsuit Reform, a lobbying group that supports the caps, medical-liability-insurance rates have declined an average of 21% in the state since the law change, with almost a quarter of doctors seeing a 50% decrease.
    Which shows that tort reform is not going to entirely eliminate the costs. In point of fact, since medical malpractice insurance still has to be carried, and lawsuits are still an issue, doctors will still be doing defensive medicine, so saving are going to go down.

    If anything, that link lends credence to the CBO number of 54 Billion, which sounds reasonably in line with your earlier source considering those facts.

    In the end, neither you nor I really know. It is one of those things where the only way to learn for sure would be implementing it. I am not against tort reform, I just think that it is overrated by alot of people.
    We became a great nation not because we are a nation of cynics. We became a great nation because we are a nation of believers - Lindsey Graham

    Quote Originally Posted by Fiddytree View Post
    Uh oh Megyn...your vagina witchcraft is about ready to be exposed.

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    Re: Health Care Bill has passed

    So in further analysis of this bill, it appears it does the exact opposite of what's needed to actually help reform healthcare and bring costs down.

    Instead of moving us away from employer based insurance, it actually REQUIRES it.

    Instead of moving us away from massive insurance industries altogether, (the ones the bill supporters kept claiming over and over again were "evil"), it actually FORCES everyone to buy one of those evil policies from the devils themselves.

    Instead of making the government LESS involved, it makes it MORE involved.

    Instead of fixing Medicaid, it just dumps millions more recipients into an already failing system full of fraud and financial black holes.

    It does nothing to address Tort reform.

    Wow. Nicely done. Do everything you can to make the situation WORSE and then claim you're only doing it to "help" us.

    I'm just absolutely baffled how anyone with a brain can think any of this is a good thing for anyone.

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    Re: Health Care Bill has passed

    Quote Originally Posted by Ikari View Post
    Yay...now I'm forced to have health insurance on penalty of the government fining me. The insurance companies thank you for your support of a bill which will to next to nothing to solve the problem but will increase their client base significantly. Record profits for insurance companies! Woot.
    True that. But little can be done without everyone being insured. It is part of the problem.

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    Re: Health Care Bill has passed

    Quote Originally Posted by Ikari View Post
    Yay...now I'm forced to have health insurance on penalty of the government fining me. The insurance companies thank you for your support of a bill which will to next to nothing to solve the problem but will increase their client base significantly. Record profits for insurance companies! Woot.
    Where is your research indicating that these nameless health insurance companies profits will increase? Where does it say this with valid proof?

    See, this is what's scary in America. No factual proof on this displeasure, yet it's so typical as an American to voice your negative concerns over things you fully do not understand nor will you take the time to fully understand.

    If you can afford health insurance, why not have it? Why complain as if you do not have it, now forced with penalty? If you can afford health insurance, you should all ready have it, therefore you are not in need of the main aspect for this historic health care bill. -Makes sense huh?


    The bill was mainly for those Americans that cannot afford it or have been denied coverage due to preexisting health issues which is unfair and un-American.

    So please, the next time you wish to voice your displeasure and then have minded users applaud, research a bit with shown facts.
    I am this country's true optimist; opulent of Americanism and humane empathy. My leadership and progressive politic will be this nation's mountain top. Equality and solidarity... the dream will indeed be fully emulated. I will be America’s foundation. -Me.

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    Re: Health Care Bill has passed

    Quote Originally Posted by chosendudenyc View Post

    If you can afford health insurance, why not have it? Why complain as if you do not have it, now forced with penalty? If you can afford health insurance, you should all ready have it, therefore you are not in need of the main aspect for this historic health care bill. -Makes sense huh?
    No, it doesn't. Many people who do not have insurance CAN afford it. They CHOOSE not to. (like myself)

    And if they truly cannot afford it, then there's Medicaid for them.

    Quote Originally Posted by chosendudenyc View Post
    The bill was mainly for those Americans that cannot afford it or have been denied coverage due to preexisting health issues which is unfair and un-American.
    How is that unfair OR un American? It's unfair that a business can choose whether or not to do business with you?
    Last edited by rivrrat; 03-22-10 at 12:53 PM.

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