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Thread: Health Care Bill has passed

  1. #1051
    Educator TBone's Avatar
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    Re: Health Care Bill has passed

    Quote Originally Posted by CaptainCourtesy View Post
    It's spread out over several posts over several threads. Here's what I remember.

    Health care is NOT a right. It is an option. In my plan there are "Tiers" of health insurance. NO ONE is required to purchase health care insurance, and there are no fines if you do not.

    Tier 1: Public Option: this option is offered by the government at prices competitive with private insurance, or at low cost for those who have problems with affordability based on eligibility. It would be paid for through an additional tax called the "HC" tax. Folks who do not want this option, can opt out, and will either get a tax rebate for the "HC" amount, or will simply not be required to pay it, which ever is more efficient.

    Tier 2: Private Option: for those who opt out of the public option. Folks can pay for private insurance, or accept their company's insurance options.

    Exemptions: Under no circumstances can any illegal alien receive any kind of health insurance, public, private, or Medicare/Medicaid.

    Cost offset: This is the radical, yet cornestone of my plan. If you opt out of the public option, and do not purchase a private plan, if you get ill, you MUST pay out of pocket. Under NO circumstances will the government subsidize your treatment. NO EXCEPTIONS... catastrophic illness, accident, children... NO EXCEPTIONS. The options will be there and will be affordable. You chose not to take one of them, you lose. No physician or hospital will be under any obligation to treat anyone with no ability to pay. They MAY if they choose, but they can also "opt out".

    Other parts of my plan:

    1) Major Tort Reform.
    2) The ability to purchase health care across state lines to further stimulate competition.
    3) Elimination of insurance company driven utilization review, putting all treatment decisions in the hands of the provider.
    4) No pre-existing condition limitation.
    5) Adult children can remain on parental health insurance until 26.
    6) Centralized, independent organization reviewing/evaluating all health care insurers (including the public option) with the power to fine or even shut down.

    These are broad strokes, of course, but you get the gist. The plan above should both please liberals with a public option and making health care affordable to everyone, and to conservatives with creating a system that requires personal responsibility and competition. I'd be happy to answer questions about this plan, and am open to some REASONABLE additions. If you just want to throw hysterical partisan hackery at me, don't bother responding to this post. Both HarryGurellia and LaMidRighter have seen parts or all of this and, if I recall correctly, liked what they saw.
    THANKS. this is the most reasonable alternative I have seen to date. I especially like the part about those who refuse to opt in not getting help later. The part about the illegals, I agree. I love the review boards and the preexisting clauses.
    It is better to die on your feet than to live on your knees.
    Emiliano Zapata


  2. #1052
    Educator TBone's Avatar
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    Re: Health Care Bill has passed

    Quote Originally Posted by Politics101 View Post
    You do realize you just quoted Wikipedia.
    Who also quoted the sources they used. Your point?
    It is better to die on your feet than to live on your knees.
    Emiliano Zapata


  3. #1053
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    Re: Health Care Bill has passed

    Quote Originally Posted by Goldenboy219 View Post
    I have been toying with an idea for about a year now. It is very simple and has similar points.
    Your plan sounds pretty similar to this:

    Characteristics Of An Ideal Health Care System | Publications | National Center for Policy Analysis | NCPA

    To be honest, as far as a broad idea for reform, it is one of the best I have read about in my opinion. I think it contains things that would attract both sides as well.
    Last edited by drz-400; 03-24-10 at 11:57 PM.

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    Re: Health Care Bill has passed

    Quote Originally Posted by drz-400 View Post
    Your plan sounds pretty similar to this:

    Characteristics Of An Ideal Health Care System | Publications | National Center for Policy Analysis | NCPA

    To be honest, as far as a broad idea for reform, it is one of the best I have read about in my opinion. I think it contains things that would attract both sides as well.
    Nothing against your ideas, but why are we here discussing the 'ideal healthcare plan' when we should really be discussing what's been passed into law as it stands? Just curious.

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    Re: Health Care Bill has passed

    Quote Originally Posted by BmanMcfly View Post
    Nothing against your ideas, but why are we here discussing the 'ideal healthcare plan' when we should really be discussing what's been passed into law as it stands? Just curious.
    I dunno, I guess I just saw some other people talking about what they think we should have done/should do for reform, and I happened to have seen something relating to it, so I thought I would share.
    Last edited by drz-400; 03-25-10 at 02:21 AM.

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    Re: Health Care Bill has passed

    I’m beginning to think that this tread will end up with more pages then the healthcare bill itself.
    The haggardness of poverty is everywhere seen contrasted with the sleekness of wealth, the exhorted labor of some compensating for the idleness of others, wretched hovels by the side of stately colonnades, the rags of indigence blended with the ensigns of opulence; in a word, the most useless profusion in the midst of the most urgent wants.Jean-Baptiste Say

  7. #1057
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    Re: Health Care Bill has passed

    Quote Originally Posted by BmanMcfly View Post
    Nothing against your ideas, but why are we here discussing the 'ideal healthcare plan' when we should really be discussing what's been passed into law as it stands? Just curious.
    There were a lot of other ideas besides what Democrats and Republicans submitted.
    Most of those ideas were ignored because they were largely bipartisan and actually were intended to fix the problem, instead of being hand outs to free loaders.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

  8. #1058
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    Re: Health Care Bill has passed

    Quote Originally Posted by danarhea View Post
    Charvel makes great guitars, but my two favorites are Gretsch and Gibson. For basses, nothing beats a Schecter.
    I also have a Gibson LP standard and a Gibson '67 Flying V. My LP has a maple neck! It's really cool.

    The Schecter custom shop makes phenomenal guitars. I would love to own a Custom Tempest, but they are extremely expensive.
    ...this post brought to you by the United States government, "working hard to solve yesterday's problems as we strive to create the crises for a new tomorrow."


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    Re: Health Care Bill has passed

    Quote Originally Posted by Harry Guerrilla View Post
    There were a lot of other ideas besides what Democrats and Republicans submitted.
    Most of those ideas were ignored because they were largely bipartisan and actually were intended to fix the problem, instead of being hand outs to free loaders.
    Is that the big problem with the bill?? The free loaders?


    Quote Originally Posted by drz-400 View Post
    I dunno, I guess I just saw some other people talking about what they think we should have done/should do for reform, and I happened to have seen something relating to it, so I thought I would share.
    Sorry it was yours that got singled out...

  10. #1060
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    Re: Health Care Bill has passed

    Quote Originally Posted by BmanMcfly View Post
    Is that the big problem with the bill?? The free loaders?
    That's not the real problem with the bill, although it's part of it. The biggest problem most people have outside of the health industry are the mandates to purchase and all of the backloaded taxes. Many of us in the health industry, whether care providers or insurance professionals know that this bill misses many of the problems with healthcare in this country, there are a few things that look good at face value in the bill, but there is much more bad, alot can lend itself to abuse and there are way too many loose ends. I am about to start re-reading core provisions myself because it pertains to part of my practice, but it isn't looking good so far. I'm trying to stay out of this thread for a while to stay cool, but you've been a pretty reasonable poster at this site so I thought you deserved an honest answer.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

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