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Thread: Obama health plan would curb insurers on rate hikes

  1. #41
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    Re: Obama to Urge Oversight of Insurers� Rate Increases

    Quote Originally Posted by texmaster View Post
    Yup.

    And they did that with lowering the home loan requirements.

    How's that worked out for us?
    Oh, Really -- please show us all where "they" lowered the requirements. Or forced banks to give bad loans... or any other far-right talking pointing blaming government for everything...

  2. #42
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    Re: Obama health plan would curb insurers on rate hikes

    Quote Originally Posted by Dav View Post
    Because this worked soooooo well when we did it with oil.

    Seriously, this is absolutely appalling. Oh hey, what was that about this not being a government take-over?
    Wage and price controls always work wonderfully.

    The government grows.

    Why else do you think politicians like them so much, when they never actually control either wages or prices, but only reduce the demand for labor and reduce the commodity being controlled.

    What would curb the insurance companies gratuitous price hikes, you ask? (You didn't ask) Allowing interstate competition for clients, which both expands the market for insurers and greatly multiplies consumer choice.

    But since that's a free market approach, since free market approaches work, and since free market approaches reduce the need for government, government is opposed to the free market.
    Last edited by Scarecrow Akhbar; 02-24-10 at 01:38 PM.

  3. #43
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    Re: Obama to Urge Oversight of Insurers� Rate Increases

    Quote Originally Posted by hazlnut View Post
    Oh, Really -- please show us all where "they" lowered the requirements. Or forced banks to give bad loans... or any other far-right talking pointing blaming government for everything...
    CRA

    CRA II

    Acorn Lawsuits on so-called "red-lining" lenders.

  4. #44
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    Re: Obama to Urge Oversight of Insurers� Rate Increases

    Quote Originally Posted by Scarecrow Akhbar View Post
    CRA

    CRA II

    Acorn Lawsuits on so-called "red-lining" lenders.
    We just had these debates not long ago, how could hazl forget?
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
    "Fly-over" country voted, and The Donald is now POTUS.

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    Re: Obama to Urge Oversight of Insurers� Rate Increases

    Quote Originally Posted by American View Post
    We just had these debates not long ago, how could hazl forget?
    They like to pretend the fantasy of history their masters tell them to believe in is reality.

  6. #46
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    Re: Obama health plan would curb insurers on rate hikes

    Quote Originally Posted by drz-400 View Post
    Bad idea in my opinion, if you start conroling prices like this someone is going to get screwed. Would have been better if he used a more competitive approach to controling prices, like buying across state lines and a public option...
    No Constitutional authority for the "public option".

    The government has committed enough crimes, we shouldn't burden it's soul with more.

  7. #47
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    Re: Obama to Urge Oversight of Insurers� Rate Increases

    Quote Originally Posted by Dav View Post
    I do not understand how anyone with even the loosest grasp of economics could support this.
    I don't understand how anyone who knows how private health care works can possibly dismiss this as a government 'take-over'. Health Insurance is backwards business model -- sign up as many customers as possible, then provide them with the as little service/good as possible.

    A board that monitors rates and sees that consumers are getting the services they pay for... Wow, what a horrible thing

    Consumer protecting / government oversight has its pro and cons. Far-right partisans dismiss it without any acknowledgment of past corporate misdeeds and how government has played a role in protecting consumers.

    This sounds like a pragmatic approach to getting health insurance providers in line.

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    Re: Obama to Urge Oversight of Insurers� Rate Increases

    Quote Originally Posted by hazlnut View Post
    I don't understand how anyone who knows how private health care works can possibly dismiss this as a government 'take-over'. Health Insurance is backwards business model -- sign up as many customers as possible, then provide them with the as little service/good as possible.

    A board that monitors rates and sees that consumers are getting the services they pay for... Wow, what a horrible thing

    Consumer protecting / government oversight has its pro and cons. Far-right partisans dismiss it without any acknowledgment of past corporate misdeeds and how government has played a role in protecting consumers.

    This sounds like a pragmatic approach to getting health insurance providers in line.
    A govt option is not oversight.
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
    "Fly-over" country voted, and The Donald is now POTUS.

  9. #49
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    Re: Obama to Urge Oversight of Insurers� Rate Increases

    Quote Originally Posted by obvious Child View Post
    Any industry that makes its money by denying service to those who have paid for such service needs regulation.
    No. They need to be prosecuted for fraud, and, if the fraud can be shown to cause the death or injury of any customer, prosecuted for negligence as well.

    Jail.

    That fixes people who don't honor contracts.

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    Re: Obama to Urge Oversight of Insurers� Rate Increases

    Quote Originally Posted by hazlnut View Post
    I don't understand how anyone who knows how private health care works can possibly dismiss this as a government 'take-over'.
    Because government interference as a result of prior government interference is a form of takeover, albeit a slow form.

    What's next, changing the definition of death so Il Duce can claim he's made the trains run on time...er made the insurance companies more effective?

    Quote Originally Posted by hazlnut View Post
    Health Insurance is backwards business model -- sign up as many customers as possible, then provide them with the as little service/good as possible.
    Something wrong with that model?

    My car insurance works that way just fine. So does medical insurance when the people have more choices and the insurers are competing for bigger pools of customers.

    Quote Originally Posted by hazlnut View Post
    A board that monitors rates and sees that consumers are getting the services they pay for... Wow, what a horrible thing
    Yes, it' a horrible thing that never works as planned.

    Quote Originally Posted by hazlnut View Post
    This sounds like a pragmatic approach to getting health insurance providers in line.
    But it isn't pragmatic at all.

    For something to be pragmatic, it has to work at least in theory. Both history and theory show that price controls don't work.

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