Um... Where do banks get their money? (Hint: Not the ATM)....tell the banks that the taxpayers aren't backing up their games, and if the bank takes a risk, it's taking a risk with it's own money.
"Return to"... you say? Didn't realize we had left. And exactly how does Fanny and Freddie relate to this 'returning to'... In your mind?Eliminate Fanny-Mae and Freddie-Mac and return to a capitalist banking system.
Next time you make a deposit, you be sure to tell the banker that your money is not to be loaned out to anyone, and they should only loan their own money out.It's amazing how cautious banks can be when it's their own money at risk.
I think that's the general idea... Consumer protections that minimize the investors/depositors exposure to high-risk securities.And when a bank fails, it doesn't drag the whole country down with it.
Public education, emergency services, and the postal service... Toss 'em all out, right, Scarecrow?Socialism....always a damn ignorant idea.
You seem to be confused about how banks, stockbrokers, and insurance companies actually get the money to invest. (Hint: It's not the ATM.)