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Thread: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

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    Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

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    AP - November 05, 2009
    In addition to a six-month wait to qualify for the health insurance program, there's a more fundamental issue -- whether $5 billion set aside for the three-year program is enough.

    WASHINGTON - You're afraid your cancer is back, and a health insurance company just turned you down.
    Under the health care bills in Congress, you could apply for coverage through a new high-risk pool that President Barack Obama promises would immediately start serving patients with pre-existing medical problems.
    Wait a second. Read the fine print. You may have to be uninsured for six months to qualify.
    "If you are a cancer patient and have cancer now, you can't wait six months to go into a plan because your condition can go from bad to death," said Stephen Finan, a policy expert with the American Cancer Society Cancer Action Network. He called the waiting period in the Senate bill "unacceptable."
    Advocates for people with serious health problems, as well as some insurance experts, are raising questions about one of the most important upfront benefits in the Democratic health care legislation: a high-risk pool for the medically uninsurable.
    If you can keep from dying or letting your disease worsen for six months, you're home free.
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Quote Originally Posted by American View Post
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    If you can keep from dying or letting your disease worsen for six months, you're home free.
    You mean that, if a 90 year old lady has cancer, she has a chance to live if she can get through the first six months?
    The ghost of Jack Kevorkian for President's Physician: 2016

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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Quote Originally Posted by danarhea View Post
    You mean that, if a 90 year old lady has cancer, she has a chance to live if she can get through the first six months?
    Who knows, but it won't be thanks to the govt. Well I guess with a provision like this, we don't need death panels.
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Quote Originally Posted by American View Post
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    If you can keep from dying or letting your disease worsen for six months, you're home free.
    I'm pretty sure that if you divest yourself of your assets you then qualify for medicaid. But you need to sell off your stuff first.

    If you had assets you wanted to protect, then it's important to get insurance before you get sick. There is still a safety net for those who value their lives above their possessions.

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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Speaking of which, I think it's time for me to up my insurance policy, my heart murmur is getting louder. I have assets I want to protect.

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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Quote Originally Posted by American View Post
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    If you can keep from dying or letting your disease worsen for six months, you're home free.
    hey it is still much better than the GOP plan or as it is starting to get known as "the status quo with further give away's to the healthcare industry" plan.
    PeteEU

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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Quote Originally Posted by danarhea View Post
    You mean that, if a 90 year old lady has cancer, she has a chance to live if she can get through the first six months?
    cancer treatment for a 90 year old would never happen.. any treatment would most likely kill the person faster than the cancer...
    PeteEU

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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Quote Originally Posted by PeteEU View Post
    cancer treatment for a 90 year old would never happen.. any treatment would most likely kill the person faster than the cancer...
    Not necessarily. My 84 year old great-aunt is getting cancer treatment right now. If the 90 year old is in exceptional health otherwise, it could happen.

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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Quote Originally Posted by Tucker Case View Post
    Not necessarily. My 84 year old great-aunt is getting cancer treatment right now. If the 90 year old is in exceptional health otherwise, it could happen.
    No no, waste of resources on a 90 year, she should just die and let that money/treatment go to a younger person... she had her shot at life.
    Climate, changes. It takes a particularly uneducated population to buy into the idea that it's their fault climate is changing and further political solutions can fix it.



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    Re: Democrats' Plan to Help 'Uninsurables' Requires 6-Month Wait

    Quote Originally Posted by MyOwnDrum View Post
    I'm pretty sure that if you divest yourself of your assets you then qualify for medicaid. But you need to sell off your stuff first.
    If I'm not mistaken, you still have to wait two years after divesting yourself of your assets before Medicaid kicks in (at least in this state). If you never had any assets to begin with, I think it's different.

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