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Thread: FACT CHECK: Health insurer profits not so fat

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by Goldenboy219 View Post
    Diminished credit availability causes spending (necessary for cash flow) to decrease almost in an exponential fashion.
    Increased revenue, regardless of credit, will cause cash flow. When business is up, workers work more, then get paid more, then go spend more at the store, the real estate agency and the car dealer and everywhere else in between.
    Quote Originally Posted by Top Cat View Post
    At least Bill saved his transgressions for grown women. Not suggesting what he did was OK. But he didn't chase 14 year olds.

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by apdst View Post
    Increased revenue, regardless of credit, will cause cash flow. When business is up, workers work more, then get paid more, then go spend more at the store, the real estate agency and the car dealer and everywhere else in between.
    And just how do you think most Americans buy big ticket items like houses and cars?

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by apdst View Post
    Increased revenue, regardless of credit, will cause cash flow. When business is up, workers work more, then get paid more, then go spend more at the store, the real estate agency and the car dealer and everywhere else in between.
    Increased revenue signifies increased demand for the marginal product of labor/capital. Greater credit availability necessarily boosts demand!

    It is not very unreasonable that the rich should contribute to the public expense, not only in proportion to their revenue, but something more than in that proportion.
    "Wealth of Nations," Book V, Chapter II, Part II, Article I, pg.911

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by winston53660 View Post
    And just how do you think most Americans buy big ticket items like houses and cars?
    With cash flow!

    On a serious note, positive cash flow is a major component to credit availability, although not a constant (for many reasons).
    It is not very unreasonable that the rich should contribute to the public expense, not only in proportion to their revenue, but something more than in that proportion.
    "Wealth of Nations," Book V, Chapter II, Part II, Article I, pg.911

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by winston53660 View Post
    And just how do you think most Americans buy big ticket items like houses and cars?
    Thye make money at their jobs to pay for them. It doesn't matter if they finance those goods, or pay for them outright, if the company isn't making money, because the economy is down, the employees are making more money, so they're not buying anything.

    It's going to be next to impossible to get a loan anymore without putting down the required 20% up front, even with creative financing. If people aren't making money, they can come up with the down payment, therefore, won't be buying anything and it won't matter how much credit is available.
    Quote Originally Posted by Top Cat View Post
    At least Bill saved his transgressions for grown women. Not suggesting what he did was OK. But he didn't chase 14 year olds.

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by apdst View Post
    Increased revenue, regardless of credit, will cause cash flow.
    Yes it can come in one end and go out the other end. Increased revenue does not automatic mean "better times".

    When business is up, workers work more, then get paid more, then go spend more at the store, the real estate agency and the car dealer and everywhere else in between.
    But that has nothing to do with increased revenue. Time and time again, we see companies with increased revenue and profit lay off people. Laid off people do not go out and spend more.

    Plus increased revenue does not mean increased profit.
    PeteEU

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by Goldenboy219 View Post
    Increased revenue signifies increased demand for the marginal product of labor/capital. Greater credit availability necessarily boosts demand!

    Not necessarily. If people don't have the money to pay off that credit, they won't be using it.
    Quote Originally Posted by Top Cat View Post
    At least Bill saved his transgressions for grown women. Not suggesting what he did was OK. But he didn't chase 14 year olds.

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by Goldenboy219 View Post
    With cash flow!

    On a serious note, positive cash flow is a major component to credit availability, although not a constant (for many reasons).
    Oh yeah I agree a positive cash flow is definitely needed but with out credit availability the economy will stagnate.

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by apdst View Post
    Thye make money at their jobs to pay for them. It doesn't matter if they finance those goods, or pay for them outright, if the company isn't making money, because the economy is down, the employees are making more money, so they're not buying anything.

    It's going to be next to impossible to get a loan anymore without putting down the required 20% up front, even with creative financing. If people aren't making money, they can come up with the down payment, therefore, won't be buying anything and it won't matter how much credit is available.
    Answer a quick question: Why is it when a large business has a neutral cash flow, and their credit availability diminishes, the firm will most likely lay off employees?
    It is not very unreasonable that the rich should contribute to the public expense, not only in proportion to their revenue, but something more than in that proportion.
    "Wealth of Nations," Book V, Chapter II, Part II, Article I, pg.911

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    Re: FACT CHECK: Health insurer profits not so fat

    Quote Originally Posted by apdst View Post
    Not necessarily. If people don't have the money to pay off that credit, they won't be using it.
    BULL****!!!!!!!!!

    Future income expectations is the main determinant in purchasing decisions. Otherwise, what is the point of credit if you already have the cash in hand?
    It is not very unreasonable that the rich should contribute to the public expense, not only in proportion to their revenue, but something more than in that proportion.
    "Wealth of Nations," Book V, Chapter II, Part II, Article I, pg.911

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