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Thread: Fines proposed for going without health insurance

  1. #31
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    Re: Fines proposed for going without health insurance

    Quote Originally Posted by Kandahar View Post
    Nearly all health insurance mandates are coupled with financial aid to those who can't afford it. This plan is no exception. No one is going to be fined because they can't afford health insurance.
    The fine is suppose to be a mechanism to force people to get health insurance. Otherwise, if you leave it up to the individual, he/she likely wouldn't do it. And considering the raising cost of emergency room treatment (whether to illegals or not), it makes sense to mandate that everyone has health care.

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    Re: Fines proposed for going without health insurance

    Just make it mandatory.. does not matter how you get it, just make it mandatory to have basic healthcare insurance... the Swiss do it, and it works.. and yes it is private insurance.. expensive as hell, but still private run.
    PeteEU

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    Re: Fines proposed for going without health insurance

    Quote Originally Posted by theangryamerican View Post
    Flawed argument, you're assuming I don't have an emergency fund piled away that could completely cover my costs.

    There's no reason I should be required to pay for health insurance when my lack of it would not hurt anyone but me.

    If I had government healthcare, the taxpayers would be paying for my care anyway, what's the difference?
    But by you not having health insurance, you ARE hurting others. You just don't know it. I certainly didn't until I began to listen to both sides on the health care debate. How do you hurt others in this regard? By others having to pay that little extra hidden cost in their health insurance premium that goes towards covering the uninsurance for emergency room care. But if everyone has health insurance, that hidden cost goes away. As such, you've helped bring down the cost of health care.

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    Re: Fines proposed for going without health insurance

    Quote Originally Posted by theangryamerican View Post
    Comparing mandatory health insurance to compulsory auto insurance is ridiculous. Auto insurance is mandatory due to the the fact that you have the ability to cause injury or damage the property of others.

    Who's property am I that they can demand that I provide coverage to protect myself? I'm not hurting anyone if I elect to not have health insurance...
    With the exception that if you show up at a hospital uninsured and need treatment, they will pass the costs of your treatment on to everyone else. Thus, everyone else ends up financially responsible for your not having insurance.
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

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    Re: Fines proposed for going without health insurance

    another issue bigtime on the rise NOW (cuz politics is like the weather) is tort reform

    if you want comprehensively to reform health care, mr president, how could you fail to look at the hundreds of billions WASTED each year on DEFENSIVE MEDICINE?

    this aint me talking, here, folks, it rarely is

    i'm just telling you what's going on in the city

    never forget, by the way, that the president's prime impetus for pushing a reform in the first place has always been ECONOMIC---we can't afford to do nothing, he's said a thousand times

    simply fyi

    carry on

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    Re: Fines proposed for going without health insurance

    Objective and Southern, you both need to please read the WHOLE post before responding, I already addressed that issue.
    "Liberty lies in the hearts of men and women; when it dies there, no constitution, no law, no court can save it; no constitution, no law, no court can even do much to help it." - Judge Learned Hand

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    Re: Fines proposed for going without health insurance

    Quote Originally Posted by Zyphlin View Post

    How about instead of fining people for choosing, you know that whole freedom thing, not to purchase insurance and choosing to take that chance simply because it may cost hospitals money you remove the requirements that hospitals MUST care for people regardless of whether or not they can pay?
    Sure we will just make sure the admitting in hospital emergency rooms is staffed exclusively with diagnosed sociopaths and psychopaths so that they will no the will have no qualms at all about denying life saving treatment to those that are uninsured.

    In this world we live in, you know, reality, where people have lives that are dictated at least partially by conscience, government requirement or not, no one is just going to let someone bleed to death in the street simply because they don't have the ability to pay for treatment. So any way you slice it, those costs will still be passed on to the insured.
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

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    Re: Fines proposed for going without health insurance

    Quote Originally Posted by SouthernDemocrat View Post
    Sure we will just make sure the admitting in hospital emergency rooms is staffed exclusively with diagnosed sociopaths and psychopaths so that they will no the will have no qualms at all about denying life saving treatment to those that are uninsured.

    In this world we live in, you know, reality, where people have lives that are dictated at least partially by conscience, government requirement or not, no one is just going to let someone bleed to death in the street simply because they don't have the ability to pay for treatment. So any way you slice it, those costs will still be passed on to the insured.
    It is kind of like that here in the Philippines. It is a hard cruel way to go but if you do not have the money or the insurance you die.

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    Re: Fines proposed for going without health insurance

    Quote Originally Posted by moe View Post
    It is kind of like that here in the Philippines. It is a hard cruel way to go but if you do not have the money or the insurance you die.
    Frankly, the United States is not the Philippines. Regardless of whether someone is a liberal or a conservative here, in the end, when you get down to it, we all tend to not turn our backs on our fellow man when he is in need. I would argue that is one of the reasons why we are arguably the greatest nation in the history of civilization, and a nation like the Philippines is still largely a third world nation.

    Government mandate or not, no one in a United States E.R. is simply going to deny life saving treatment to someone if they don't have the ability to pay for it.
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

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    Re: Fines proposed for going without health insurance

    If you have hundreds of thousands, or even millions of dollars in liquid assets, why on earth would you not want to protect it buy purchasing health insurance? A one month hospital stay in an intensive care unit can cost an excess of $500,000, not counting rehabilitation costs (and opportunity costs of not being able to earn an income to pay off other fixed living expenses).

    Which is why i question the rationality (and validity) of those who state that they are wealthy and do not purchase medical insurance. If you are too dense to understand the benefits of having various insurance policies in case of an emergency, i promise you one thing, you will not be wealthy for long. Unless of course you are a trust fund case, or won the powerball, etc....

    The simple fact that people do not have insurance and "**** happens" causes health care costs to rise every year, even though medical technology is ever progressing.

    Think about it, how much did it cost for a computer 10 years ago? Even under the guise of inflation, it is much cheaper to purchase one that is 1000 times more powerful/useful. Now given the inelastic demand in something as important as health care, i am not expecting costs to decrease, but there should be a way to keep it from (oops) increasing by double digit % points year over year.
    Last edited by Kushinator; 09-09-09 at 12:29 PM.
    It is not very unreasonable that the rich should contribute to the public expense, not only in proportion to their revenue, but something more than in that proportion.
    "Wealth of Nations," Book V, Chapter II, Part II, Article I, pg.911

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