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Thread: AARP loses members over health care stance

  1. #71
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    Re: AARP loses members over health care stance

    Thousands a month? Yeah, okay, they don't typically get that high, even traditional plans which cover everything and cost the most typically average around 5-6h, if you are stuck with a 1k/mth. plan you've done something wrong.
    Maybe he actually had to use his insurance. They are not happy if you get sick.

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    Re: AARP loses members over health care stance

    Oh my... Now even CBS News is reporting on this.

    All you need is the NY Times to weigh in, and AARP is a dead duck.

    I just glad to see that seniors are figuring out what us conservatives figured out a long time ago... That the AARP is a far left liberal organization, therefore, could care less about anything but their political agenda.

    .

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    Re: AARP loses members over health care stance

    Quote Originally Posted by tlmorg02 View Post
    Maybe he actually had to use his insurance. They are not happy if you get sick.
    That shouldn't affect rates that much, and it wasn't directed as a personal thing, it was more of a collective "you".
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

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    Re: AARP loses members over health care stance

    Quote Originally Posted by Grim17 View Post
    Oh my... Now even CBS News is reporting on this.

    All you need is the NY Times to weigh in, and AARP is a dead duck.

    I just glad to see that seniors are figuring out what us conservatives figured out a long time ago... That the AARP is a far left liberal organization, therefore, could care less about anything but their political agenda.

    .
    Just thought it'd be a good time to point out that the seniors that left represented 0.15% of the AARP.

  5. #75
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    Re: AARP loses members over health care stance

    Quote Originally Posted by LaMidRighter View Post
    The fact that Insurance overhead in private is 15%, I call bull****, first off, where did you get that from, considering adm. overhead isn't in public reporting and only insiders would know that, and secondly there is no way to rate that considering there are different companies out there, even as an average it is still disingenuous.
    Numerous studies, some even peer reviewed, have found that health insurance administrative costs are much higher in the private sector than for Medicare.

    Study Finds Billions Of Health Insurance Dollars Used For Administrative Costs

    http://www.google.com/url?sa=t&sourc...ZTnJccaLA6SlSA

    http://www.cahi.org/cahi_contents/re...nicalPaper.pdf

    Contributory versus non-contributory, sorry, you've gotta counter that before I will acknowledge you have a point.
    So you are saying that a public option is not something that would be contributed to by all federal tax payers? Are you saying that most medicare recipients actually paid more in medicare taxes than they will draw out in benefits?


    Bull, it takes the average family 6+ months out of every year to pay there tax share, that extends beyond FICA.
    So you want the federal government then to eliminate all taxes including those at the state and federal level?

    Thousands a month? Yeah, okay, they don't typically get that high, even traditional plans which cover everything and cost the most typically average around 5-6h, if you are stuck with a 1k/mth. plan you've done something wrong.
    I just did a quick quote on eInsurance for me and my wife assuming we were 63 years old (they wont quote for 65 and over). I just did the same coverage levels that Medicare Part A and B provide in our zip code.

    For the same coverage, policy rates were between $1033.56 a month to $1,555.00 a month depending on the policy.

    That would be for the same level of coverage provided by Medicare Part A and B for a perfectly healthy 63 year old couple. Of course as you got older it would only go up and as soon as you had a heart attack or anything, well, forget about being able to afford coverage.

    You honestly think the average senior will be able to save enough to swing that?
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

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    Re: AARP loses members over health care stance

    Quote Originally Posted by Smoke[MaxX] View Post
    Just thought it'd be a good time to point out that the seniors that left represented 0.15% of the AARP.
    It's only the beginning pal... AARP members re-up yearly. We'll see how many they lose next month... and the next month... and the next month.

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    Re: AARP loses members over health care stance

    [quote]
    Quote Originally Posted by SouthernDemocrat View Post
    Numerous studies, some even peer reviewed, have found that health insurance administrative costs are much higher in the private sector than for Medicare.

    Study Finds Billions Of Health Insurance Dollars Used For Administrative Costs
    From your link:
    The findings suggest that about $230 billion in health care spending nationally is devoted to insurance administration.
    You know the difference between a blind, limited data suggestion and hard numbers right?
    From this data, the team estimated
    They didn't put out hard data, just an estimate.

    According to the national health spending estimates from the Center for Medicare and Medicaid Services (CMS)
    Again, limited data and estimates. Bring hard data.

    So you are saying that a public option is not something that would be contributed to by all federal tax payers? Are you saying that most medicare recipients actually paid more in medicare taxes than they will draw out in benefits?
    Use the argument in it's proper context please. UHC is involuntary, whether you enroll or not you have to pay for it, which means some people will be paying for services for all and most people won't get the maximum benefit of it. Medicare is very specific in who is enrolled, so please stop trying to play obtuse on this, the fact is UHC is NON-CONTRIBUTORY in the fact that anyone can access with or witout paying, people on Medicare paid in, therefore it is CONTRIBUTORY.


    So you want the federal government then to eliminate all taxes including those at the state and federal level?
    Just the one's they have no proper cause to levy, which is probably around 70% of them.

    I just did a quick quote on eInsurance for me and my wife assuming we were 63 years old (they wont quote for 65 and over). I just did the same coverage levels that Medicare Part A and B provide in our zip code.

    For the same coverage, policy rates were between $1033.56 a month to $1,555.00 a month depending on the policy.

    That would be for the same level of coverage provided by Medicare Part A and B for a perfectly healthy 63 year old couple. Of course as you got older it would only go up and as soon as you had a heart attack or anything, well, forget about being able to afford coverage.

    You honestly think the average senior will be able to save enough to swing that?
    Mkay, let me explain something, you are giving a singular example with little other data, for instance, how many quotes in the sample, what area of the country are you in, what are the mandatory coverages and how many of them are there, what is your health status, are you replacing, etc.
    So there are probably reasonably priced options, but as an agent I can't answer that, and am not going to ask as that's none of my business since I don't have you as a client, as well, I can't in good conscience allow that to stand as a rock solid example of all insurances.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

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    Re: AARP loses members over health care stance

    Quote Originally Posted by LaMidRighter View Post
    Mkay, let me explain something, you are giving a singular example with little other data, for instance, how many quotes in the sample, what area of the country are you in, what are the mandatory coverages and how many of them are there, what is your health status, are you replacing, etc.
    So there are probably reasonably priced options, but as an agent I can't answer that, and am not going to ask as that's none of my business since I don't have you as a client, as well, I can't in good conscience allow that to stand as a rock solid example of all insurances.
    The rest of this post we are obviously not going to agree on so I am just going to focus on this last part.

    It was from a pool of 87 quotes in the Kansas City area. The assumption was for a 63 year old non-smoking couple in good health. Now you know as well as me that you are not going to get equivalent coverage in the private sector to medicare for a 65 year old couple for 400 or 500 dollars a month. You might get a catastrophic only 5000 dollar deductible plan for that kind of money at that age, but that is not equivalent coverage to Medicare. You are letting your personal ideology get in the way of reason and common sense there. For that kind of coverage a 65 year old couple is looking at a grand a month at least and its only going to go up as they get older.
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

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    Re: AARP loses members over health care stance

    Quote Originally Posted by Grim17 View Post
    It's only the beginning pal... AARP members re-up yearly. We'll see how many they lose next month... and the next month... and the next month.
    K. At this rate, it'll take oh... around 7 months for it to reach one percent? *Yawn* let me know when 1% represents the majority of members of a particular group. And in addition, as bad as it to say, how many members of the AARP are dying every month of natural causes? Heck they might represent a larger percentage of the AARP than the subset that's leaving.

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    Re: AARP loses members over health care stance

    Quote Originally Posted by Goobieman View Post
    There's no more an insurance monopoy as there is a auto-maker monopoly.


    Companies are always responsible to their stockholders, for tunring a profit.
    That's why they exist.
    Here is a pretty good overview of the competition in US health insurance markets: Competition in Health Insurance: A Comprehensive Study of U.S. Markets, 2007 Update (PDF)

    Seeing a market share of 50 to 90 percent in many markets seems pretty concentrated to me. I didn't look up automaker market shares, but I can't imagine that one would see the same levels of concentration. Also the number of insurance providers seems to be quite small for most markets. Companies are certainly responsible to their stockholders. But monopolistic power does cause inefficiencies.

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