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Thread: AARP loses members over health care stance

  1. #111
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    Re: AARP loses members over health care stance

    Quote Originally Posted by SouthernDemocrat View Post
    I agree with you. I am just pointing out the hypocrisy here in some seniors railing against socialism when they benefit more from it than any other demographic in America.
    If Medicare is so great how come most people feel compelled to get supplements?

    And by the way, were medicine socialized, only the rich would be able to get those same supplements....

  2. #112
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    Re: AARP loses members over health care stance

    Quote Originally Posted by PogueMoran View Post
    Lib at heart? I try dealing with the facts. Again I ask how exactly they corrupted the election? What you have mostly is people filing fraudulent voter registration forms to get paid. So how exactly can someone corrupt an election when it would take actual people going to the polls under those names and voting.

    Also your article states according to GOP sources the bill could provide money to acorn. So again I ask you do you have proof that they actually got money from the stimulus bill?

    I live on the planet earth in the united states of america which planet do you spend most of your time? It's obviously not here if you think newsmax is a reliable source. Why not quote the john birch society while you're at it?
    Did you read the articles?.... I thought not.

  3. #113
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    Re: AARP loses members over health care stance

    Quote Originally Posted by Dav View Post
    If Medicare is so great how come most people feel compelled to get supplements?

    And by the way, were medicine socialized, only the rich would be able to get those same supplements....
    You are unfortunately arguing based on some misconceptions.

    First off, Medicare is the very definition of a socialized program. Its a government insurance program for the elderly, financed through payroll taxes levied on Americans still in the work force.

    Secondly, as to why seniors many times get Medicare supplements. If you are insured either through an individual policy or a group policy through your employer, then you of course have some gaps in coverage with your policy. For example, you almost certainly pay a copay when going to the doctor (usually around 30 dollars a visit), you have a deductible, you have a coinsurance of around 20% to 30%, and you have medical services that are simply not covered.

    If you are young and in good health, you probably do not utilize medical services that often. At most you are probably getting an annual check up and visiting the doctor in the rare event you get sick with strep or something like that. So the gaps in coverage under your insurance policy, things like copays and coinsurance, are not a big financial burden for you in terms of out of pocket expenses. In the event they are, then generally you would just sign up for a flexible spending account through your employer and thus set aside a small portion pre-tax each pay period to pay for out of pocket expenses.

    Medicare is just like your insurance that you have now, it has copays, coinsurance and so on. However, seniors utilize medical services far more than younger people do. So those copays and coinsurance are much more of a financial burden to them. Moreover, as they are retired, they do not have the option that workers have of setting up a flexible spending account. As a result, many of them opt to purchase a Medicare Supplement to cover the gaps in Medicare coverage for them and thus limit their out of pocket expenses as much as possible.

    Seniors love their Medicare though. That's why these fear tactics that some on the right are engaging in now are so effective with them.
    Survey: Medicare Beneficiaries Report Greater Satisfaction With Insurance, Better Access To Care Than Enrollees In Employer-Sponsored Plans


    More here: Survey: Medicare Beneficiaries Report Greater Satisfaction With Insurance, Better Access To Care Than Enrollees In Employer-Sponsored Plans - The Commonwealth Fund
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

  4. #114
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    Re: AARP loses members over health care stance

    Quote Originally Posted by Edify_Always_In_All_Ways View Post
    60,000 out of 40 million? What a blow! If this sort of thing happens on a monthly basis, the AARP's only got... 55 years to live!
    It took AARP over a month to acknowledge my request that they cancel my membership. I have not received a refund of unapplied dues yet. Could it be that they are flooded with requests for cancellation. Just a speculation but could be.

    What makes you think they are telling the media everything. They have no obligation to do so. Since they are aligned with SEIU/ACORN they are in fact in support of the HR3200. They said they are not in support of any bill. That's a lie. They can obfuscate that there's no bill yet, but bottom line they had Obama on an on-line townhall, fed him softball questions he had obviously agreed to and allowed their forum to be flooded by administration agents (ACORN). Can I prove ACORN was there? Nope, but I was there and that's what happened in my opinion.

    They may be representing labor or the communist party but they are certainly not representing senior citizens.
    I would rather be exposed to the inconveniences attending too much liberty than to those attending too small a degree of it.--Thomas Jefferson

  5. #115
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    Re: AARP loses members over health care stance

    Quote Originally Posted by JimboJ View Post
    Here is a pretty good overview of the competition in US health insurance markets: Competition in Health Insurance: A Comprehensive Study of U.S. Markets, 2007 Update (PDF)

    Seeing a market share of 50 to 90 percent in many markets seems pretty concentrated to me.
    The term in question here is "monopoly", not "concentration".

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