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Thread: AARP loses members over health care stance

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    Re: AARP loses members over health care stance

    Quote Originally Posted by Gill View Post
    Of course no one is proposing cuts, but they are inevitable under this plan.
    I am not arguing for or against the plan, but there are no Medicare cuts proposed in the plan - that is a fact.

    However, if nothing is done to curb future Medicare costs and health care cost inflation, there will be huge Medicare benefit cuts in store in just a few years down the road.
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

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    Re: AARP loses members over health care stance

    Quote Originally Posted by PogueMoran View Post
    Again this is becoming just as absurd as the death panel claim or the new one about the death books for vets. I could pretty much say that about anything in the bill. It's inevitable that we'll have forced boobjobs hey its not in the bill but its inevitable under this plan.
    Feel free to come back when you have something to add to the conversation.

    • "The America Republic will endure until the day Congress discovers that it can bribe the public with the public's money." -- Alexis de Tocqueville





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    Re: AARP loses members over health care stance

    Quote Originally Posted by Gill View Post
    Feel free to come back when you have something to add to the conversation.
    You didn't add anything. I'm saying if its not in the bill you don't have much of a case at this point. You could say everything is inevitable based on the logic you used.

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    Re: AARP loses members over health care stance

    Quote Originally Posted by SouthernDemocrat View Post
    I am not arguing for or against the plan, but there are no Medicare cuts proposed in the plan - that is a fact.

    However, if nothing is done to curb future Medicare costs and health care cost inflation, there will be huge Medicare benefit cuts in store in just a few years down the road.
    The cuts are to the government payment to private insurers that offer the Medicare Advantage program. The millions of seniors that have Advantage will either have to pay more for it, or they will get less services.

    • "The America Republic will endure until the day Congress discovers that it can bribe the public with the public's money." -- Alexis de Tocqueville





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    Re: AARP loses members over health care stance

    Quote Originally Posted by Gill View Post
    The cuts are to the government payment to private insurers that offer the Medicare Advantage program. The millions of seniors that have Advantage will either have to pay more for it, or they will get less services.
    The problem with Medicare Advantage is that it costs an average of 12.4% more than traditional Medicare.

    The Cost of Privatization: Extra Payments to Medicare Advantage Plans--Updated and Revised - The Commonwealth Fund

    All the plan would do is require private sector companies participating in the Medicare Advantage program to offer the same coverage as traditional Medicare at the same costs to the taxpayer. I don't see what is wrong with that. The current Medicare Advantage program amounts to nothing more than pure tax payer subsidized corporate welfare to an industry that does not need any help.

    If the private sector cannot compete in terms of cost with public sector in terms of providing Medicare coverage then what is the point of the Medicare Advantage program?
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

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    Re: AARP loses members over health care stance

    Quote Originally Posted by SouthernDemocrat View Post
    The problem with Medicare Advantage is that it costs an average of 12.4% more than traditional Medicare.

    The Cost of Privatization: Extra Payments to Medicare Advantage Plans--Updated and Revised - The Commonwealth Fund

    All the plan would do is require private sector companies participating in the Medicare Advantage program to offer the same coverage as traditional Medicare at the same costs to the taxpayer. I don't see what is wrong with that. The current Medicare Advantage program amounts to nothing more than pure tax payer subsidized corporate welfare to an industry that does not need any help.

    If the private sector cannot compete in terms of cost with public sector in terms of providing Medicare coverage then what is the point of the Medicare Advantage program?
    Of course it costs more, it's a supplemental insurance that millions of seniors rely on. Every senior I know has it. If Obama cuts payments to Advantage insurers by 14% as stated in the bill, it is inevitable that it will either cost more or provide less coverage.

    • "The America Republic will endure until the day Congress discovers that it can bribe the public with the public's money." -- Alexis de Tocqueville





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    Re: AARP loses members over health care stance

    Quote Originally Posted by Gill View Post
    Of course it costs more, it's a supplemental insurance that millions of seniors rely on. Every senior I know has it. If Obama cuts payments to Advantage insurers by 14% as stated in the bill, it is inevitable that it will either cost more or provide less coverage.
    You are mistaken. Medicare Advantage is not a supplement. What Medicare Advantage was originally intended to do was to see if the Private Sector could offer equivalent coverage to Medicare Parts A and B for a lower cost than traditional Medicare. They have not been able to do so though as evidenced by the fact that it costs us 12% more than traditional Medicare.
    Last edited by SouthernDemocrat; 08-25-09 at 12:50 PM.
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    Re: AARP loses members over health care stance

    Quote Originally Posted by SouthernDemocrat View Post
    You are mistaken. Medicare Advantage is not a supplement. In fact, you can still have a Medicare supplement when you opt for benefits under Medicare Advantage rather Medicare Part A / B. What Medicare Advantage was originally intended to do was to see if the Private Sector could offer equivalent coverage to Medicare Parts A and B for a lower cost than traditional Medicare. They have not been able to do so though as evidenced by the fact that it costs us 12% more than traditional Medicare.
    Advantage offers the same coverage as Medicare A/B, but in almost all cases offers supplemental coverage also. There are around 8 million seniors in the Advantage program.

    Medicare Advantage plans are supplemental Medicare optional insurance delivered in a managed care or private insurance environment. A Medicare Advantage insurance plan can be an HMO, PPO, FFS, Medical Savings Account program, or Special Needs program. All are still part of Medicare and all require enrollment in Part A and Part B. Medicare Advantage plans are sometimes called Part C.

    Most managed care plans offer extra services and benefits not covered by original Medicare and are attractive as well because they cost less than most MediGap plans. The limitation is in being required to use in network providers and facilities to receive maximum or in some cases any benefits.

    • "The America Republic will endure until the day Congress discovers that it can bribe the public with the public's money." -- Alexis de Tocqueville





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    Re: AARP loses members over health care stance

    Quote Originally Posted by Gill View Post
    Advantage offers the same coverage as Medicare A/B, but in almost all cases offers supplemental coverage also. There are around 8 million seniors in the Advantage program.
    But why on earth should taxpayers be subsidizing part of the supplemental coverage for seniors enrolled in Medicare Advantage plans when they don't for seniors enrolled in traditional Medicare Parts A and B?

    That's nothing but a handout. Even if these proposals are enacted, seniors can keep their Medicare Advantage plans if the Medicare Advantage plans can operate at the same costs to taxpayers as traditional Medicare does. What is wrong with that?
    Last edited by SouthernDemocrat; 08-25-09 at 01:00 PM.
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    Re: AARP loses members over health care stance

    Quote Originally Posted by SouthernDemocrat View Post
    But why on earth should taxpayers be subsidizing part of the supplemental coverage for seniors enrolled in Medicare Advantage plans when they don't for seniors enrolled in traditional Medicare Parts A and B?

    That's nothing but a handout. Even if these proposals are enacted, seniors can keep their Medicare Advantage plans if the Medicare Advantage plans can operate at the same costs to taxpayers as traditional Medicare does. What is wrong with that?
    Yeah, and the government never gives handouts do they?

    The insurance companies administer the Advantage program, which costs money. Would you like private insurance to pull completely out?

    Millions of seniors prefer the Advantage program over standard medicare.

    • "The America Republic will endure until the day Congress discovers that it can bribe the public with the public's money." -- Alexis de Tocqueville





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