Is it really that hard to say?
Are you seriously attempting to assert that I don't know what a loan is? That's patently absurd in and of itself.
How many houses have you financed in your life by the way? How many Real Estate deals have you done in your life? How long have you been in the workforce? What is your degree in?
Your weak ineffectual outbursts attempting to insult my education and intelligence speak volumes to your inability to grasp the ineptness of your arguments.