Harry Guerrilla
DP Veteran
- Joined
- Dec 18, 2008
- Messages
- 28,951
- Reaction score
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- Gender
- Male
- Political Leaning
- Libertarian
This is true, and I have absolutely no problem at all with insurance companies discriminating on the basis of smoking habits, eating habits, alcohol habits, drug habits, etc. If they want to charge a smoker more than a non-smoker, fine.
But preexisting conditions are a different matter, as no one chooses to have them. While I'm fine with charging a smoker or ex-smoker more, I have a big problem with charging a lung cancer patient more. While I'm fine with charging an alcoholic more, I have a big problem with charging cirrhosis patients more. While I'm fine with charging McDonald's enthusiasts more, I have a big problem with charging heart disease patients more.
What if all those diseases were caused by unhealthy lifestyle choices?
They should pay more certainly.
Why?
Because they don't have any problems.
How do you propose we do that? Make health insurance illegal?
Make insurance actual insurance instead of a prepayment plan that it is now.