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Thread: Obama calls for overhaul of U.S. health care system

  1. #11
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    Re: Obama calls for overhaul of U.S. health care system

    Quote Originally Posted by TheNextEra View Post
    My problem with this is not that Obama wants to do something about the Health Care system, my problem is that he is using the same fear type tactics that Bush did to get things he wants done.

    If anything this needs EXTREME discussion, from all sides.

    Obama, stop playing the fear tactics on the economy.

    Obama calls for overhaul of U.S. health care system - CNN.com
    I personally think that since most people don't know the facts about the Health Care system that, so he is trying to capitalize on it before any real information makes it to the public.

    He needs to deregulate it but I know he won't.
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    Re: Obama calls for overhaul of U.S. health care system

    Quote Originally Posted by Harry Guerrilla View Post
    I personally think that since most people don't know the facts about the Health Care system that, so he is trying to capitalize on it before any real information makes it to the public.

    He needs to deregulate it but I know he won't.
    Deregulate? If you mean bring competition, I agree. Let the insurance companies compete against the most efficient health care system in the country.

    That would be Medicare, at least for now; most private health insurance plans have a overhead ranging between 10% and 30%, Medicare’s overhead is around 1%.

    Sooo..If they can beat that, great, give them the business. After all competition is the American way, right?
    The haggardness of poverty is everywhere seen contrasted with the sleekness of wealth, the exhorted labor of some compensating for the idleness of others, wretched hovels by the side of stately colonnades, the rags of indigence blended with the ensigns of opulence; in a word, the most useless profusion in the midst of the most urgent wants.Jean-Baptiste Say

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    Re: Obama calls for overhaul of U.S. health care system

    Quote Originally Posted by Harry Guerrilla View Post
    He needs to deregulate it but I know he won't.
    Absolutely.
    He wont because his ideology gets in the way of what actually works.



    Quote Originally Posted by donc View Post
    Let the insurance companies compete against the most efficient health care system in the country.

    That would be Medicare, ...
    Care to substantiate this?
    Last edited by Coolguy; 03-06-09 at 01:37 AM.

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    Re: Obama calls for overhaul of U.S. health care system

    Quote Originally Posted by donc View Post
    Deregulate? If you mean bring competition, I agree. Let the insurance companies compete against the most efficient health care system in the country.

    That would be Medicare, at least for now; most private health insurance plans have a overhead ranging between 10% and 30%, Medicare’s overhead is around 1%.

    Sooo..If they can beat that, great, give them the business. After all competition is the American way, right?
    You don't understand why government health care is bad.

    It is not just about cost. It is also about time to receive service.
    And for more information health insurance companies are subject to regulations that medicare isn't.

    Your going to be hard pressed to defend government health care with facts.
    Last edited by Harry Guerrilla; 03-06-09 at 01:59 AM.
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    Re: Obama calls for overhaul of U.S. health care system

    The problem with the health care industry isn't too much regulation, it's not enough. I am not for nationalized health care. However, the excesses, manipulations, and control that insurance companies have over a provider's ability to treat their patients is not only a major problem procedural wise, but a huge problem cost wise. Some things that need to be regulated to fix the health care system are:

    Tort reform
    Health care decisions placed in the provider's hands, not the insurance company's
    Simple, universal form/payment systems
    Elimination of pre-existing condition limitation when switching insurance

    I'm sure there are other issues that need regulation. Unfortunately, I only see a half hearted effort on the Obama administration to address these complicated issues. Seems like he's going for the quick fix to gain points with the public.
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    This is what I hate about politics the most, it turns people in snobbish egotistical self righteous dicks who allow their political beliefs, partisan attitudes, and 'us vs. them' mentality, to force them to deny reality.

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    See with you around Captain we don't even have to make arguments, as you already know everything .
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    Re: Obama calls for overhaul of U.S. health care system

    Quote Originally Posted by CaptainCourtesy View Post
    Tort reform
    Health care decisions placed in the provider's hands, not the insurance company's
    Simple, universal form/payment systems
    Elimination of pre-existing condition limitation when switching insurance
    Hmmmm?

    Tort reform - not when there is clear negligence...like leaving equipment behind. Punitive awards...definitely need to be reigned in.

    Health care decisions placed in the provider's hands, not the insurance company's - definitely, but only if covered. Which is pretty much the way the system is now.

    Simple, universal form/payment systems - not sure what you mean...seems like that may be open to a greater degree of fraud.

    Elimination of pre-existing condition limitation when switching insurance - only if the insurer can charge a higher premium.
    Generally speaking, insurance is to cover what may happen, the unforeseeable. Not to cover what has already occurred or is likely to occur such as a genetic disease that hasn't surfaced yet.
    Insurance is, and always has been a business, they should be allowed to charge more if these were requirements.


    I would like to add that there should be no unilateral changing the conditions of the contract once signed.


    In general the cost of health care isn't a problem of the insurer, but the lack of a truly free market within the health care system.

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    Re: Obama calls for overhaul of U.S. health care system

    Quote Originally Posted by Coolguy View Post
    Hmmmm?

    Tort reform - not when there is clear negligence...like leaving equipment behind. Punitive awards...definitely need to be reigned in.
    Agreed. That was my intent.

    Health care decisions placed in the provider's hands, not the insurance company's - definitely, but only if covered. Which is pretty much the way the system is now.
    The system is nothing like that, currently. Insurance companies can overrule whether they pay for a treatment, even if it is covered, and even if the provider authorizes/recommends the treatment. Some paper-pusher, who has never seen the patient, dictates treatment.
    Simple, universal form/payment systems - not sure what you mean...seems like that may be open to a greater degree of fraud.
    Insurance companies use confusing routing and payment practices...and change them, sometimes monthly without notification, in order to not pay, or delay payments. Making it simple and universal would cut down on bureaucracy, save money, and lower costs.

    Elimination of pre-existing condition limitation when switching insurance - only if the insurer can charge a higher premium.
    Generally speaking, insurance is to cover what may happen, the unforeseeable. Not to cover what has already occurred or is likely to occur such as a genetic disease that hasn't surfaced yet.
    Insurance is, and always has been a business, they should be allowed to charge more if these were requirements.
    Disagree because of my qualifier. If you have insurance and switch companies for whatever reason, the pre-existing condition limitation should not apply. If you are getting first time insurance, I agree with your position.
    I would like to add that there should be no unilateral changing the conditions of the contract once signed.
    Agree
    In general the cost of health care isn't a problem of the insurer, but the lack of a truly free market within the health care system.
    Completely disagree. The problem is certainly with the insurer. Less regulations will make it worse.
    "Never fear. Him is here" - Captain Chaos (Dom DeLuise), Cannonball Run

    ====||:-D

    Quote Originally Posted by Wiseone View Post
    This is what I hate about politics the most, it turns people in snobbish egotistical self righteous dicks who allow their political beliefs, partisan attitudes, and 'us vs. them' mentality, to force them to deny reality.

    Quote Originally Posted by Navy Pride View Post
    You can't paint everone with the same brush.......It does not work tht way.


    Quote Originally Posted by Wessexman View Post
    See with you around Captain we don't even have to make arguments, as you already know everything .
    Quote Originally Posted by CriticalThought View Post
    Had you been born elsewhere or at a different time you may very well have chosen a different belief system.
    Quote Originally Posted by ernst barkmann View Post
    It a person has faith they dont need to convince another of it, and when a non believer is not interested in listening to the word of the lord, " you shake the dust from your sandels and move on"

  8. #18
    Banned Coolguy's Avatar
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    Re: Obama calls for overhaul of U.S. health care system

    Quote Originally Posted by CaptainCourtesy View Post
    The system is nothing like that, currently. Insurance companies can overrule whether they pay for a treatment, even if it is covered, and even if the provider authorizes/recommends the treatment. Some paper-pusher, who has never seen the patient, dictates treatment.
    That isn't my understanding.
    The coverage is being denied because it really isn't covered.
    It is being denied because of the minutia of the details in the contract. Experimental treatment. Treatment that really wouldn't extend a persons life.
    Patient really did not fit the criteria even though it would extend their life.
    Cost caps. Etc..



    Quote Originally Posted by CaptainCourtesy View Post
    Insurance companies use confusing routing and payment practices...and change them, sometimes monthly without notification, in order to not pay, or delay payments. Making it simple and universal would cut down on bureaucracy, save money, and lower costs.
    If this is what is happening, then by all means, yet somehow it seems that it would be more vulnerable to fraud.


    Quote Originally Posted by CaptainCourtesy View Post
    If you have insurance and switch companies for whatever reason, the pre-existing condition limitation should not apply. If you are getting first time insurance, I agree with your position.
    Ok.
    I do have a problem with this because when you change to a new insurer you are receiving insurance from them for the first time.
    It isn't there problem that you have a preexisting condition, so they should be allowed to charge higher premiums to provided cover that obviously they would have to start paying out if they accepted the person.



    Quote Originally Posted by CaptainCourtesy View Post
    Completely disagree. The problem is certainly with the insurer. Less regulations will make it worse.
    Ok. Agreed to disagree.
    Less regulation should result in a lower overall cost that would then be transferred to the insurer, and on to the insured.

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    Re: Obama calls for overhaul of U.S. health care system

    Was it not just the other day a US republican stated that healthcare coverage was a privilege not a right? Shows the attitude towards your fellow man there.. heartless.

    Problem with this debate is that it is buried in half truths, distortions, omissions and petty partisans bull**** than the facts.. and that is just from the anti UHC people..
    PeteEU

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    Re: Obama calls for overhaul of U.S. health care system

    Quote Originally Posted by WillRockwell View Post
    I think if Obama sent you a personal check for a million dollars, you would find a reason to complain about it.
    Can you be any more partisan? Probably.
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
    "Fly-over" country voted, and The Donald is now POTUS.

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