It's what's happening. And, to me, it is an example of unethical business practices.If this is what is happening, then by all means, yet somehow it seems that it would be more vulnerable to fraud.
I suppose I could be persuaded to agree to this, if the pre-existing condition clause was totally eliminated, and the premium increase wasn't so ridiculous that it was untenable.
I do have a problem with this because when you change to a new insurer you are receiving insurance from them for the first time.
It isn't there problem that you have a preexisting condition, so they should be allowed to charge higher premiums to provided cover that obviously they would have to start paying out if they accepted the person.
The "trickle down" economic theory always fails because of greed. We will have to agree to disagree.Ok. Agreed to disagree.
Less regulation should result in a lower overall cost that would then be transferred to the insurer, and on to the insured.