It is degrading because she is taking something that is personal and intimate about herself and reducing it to a business transaction.
Unless she doesn't consider it "something personal and intimate" about herself.
Not everyone views things from your perspective.
As has been previously noted, it's merely social conditioning that causes some people to view sex- or sexual organs- as "something personal and intimate".
When a woman goes in for a gyn exam, is she sharing "something personal and intimate" with the doctor? :roll:
Look, small children don't view their sexual organs as being any different from any other part of their body, until we condition them to believe this.
In fact, they are the ones who are objectively correct, though.
These body parts
are merely body parts.
They are not inherently dirty or nasty or wicked; they are not inherently sacred and holy and deeply spiritually meaningful. They are not inherently
anything, any more than your eye, ear, nose, belly button, or hand is.
They are merely body parts. They have no inherent meaning, other than what we as a society choose to assign to them.
They do serve a dual biological function: they are organs of elimination and of reproduction, sort of combined into one package. One function is vital to the perpetuation of the species, the other vital to individual survival (as you certainly wouldn't survive long if you didn't have any way to excrete urine).
These are useful functions, to be sure.
These organs, additionally, serve a nonessential function- at least for most of us- namely, providing us with physically pleasurable sensations.
This is probably some sort of evolutionary adaptation to encourage us to reproduce and perpetuate our species, or maybe it's just a happy glitch of anatomy, since there is nothing that encourages us, particularly, to reproduce at the times when we are most fertile and most likely to conceive.
All of the above is objectively true, but there is no objective truth in statements about "intimacy" or statments which attribute some spiritual meaning to sex or to sexual organs.
These are
not objective, universal truths. They're
subjective.
I trust you recognize the difference.