- Joined
- Dec 16, 2011
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- Liberal
The young and healthy have been getting sticker shock since obamacare passed. They had never expected insurance premiums to cost more then monthy car payments and mortgage payments. Yes I know about risk pools, however prior to obamacare, the risk was spread based on common sense. If you had bad habits such as smoking or heavy drinking, obesity, etc, you and others in your category shared the brunt of the risk. That's why health insurance companies offered lower rates for those with less bad habits.
Smokers still pay more under the ACA, as much as 50% more than non-smokers. It is apparent that you have no interest in learning about the ACA and why it is such a large bill. I believe you will be rethinking this behavior as you finally come to the realization that it is here to stay. It takes longer for some I know. There was alot of thinking that went in to it and it will take more thinking to improve it where necessary.
Although insurers can’t charge more for health status, they can charge up to 50% more for smoking status. On the flip side of this ObamaCare includes smoking cessation therapy (including medication) as a free preventive service on all non-grandfathered plans sold since September 23, 2010.
Those of us looking to save money on our health insurance premiums will want to reexamine the true cost of being a smoker. Below we take a look at some facts and an example of how the Affordable Care Act affects smokers.
http://obamacarefacts.com/obamacare-smokers/