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Thread: Supreme Court Upholds Obama Health Care Subsidies[W:700]

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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by Greenbeard View Post
    I have no idea why you think these are unrelated. If your plan had any incentive to encourage rationale behavior in the selection and consumption of health services by members like you--choosing lower-cost or lower-prices services over higher-priced equivalents--it would have cheaper premiums (virtually every single plan on the open market in your state does and is).



    The dreaded deductible doesn't exist to penalize you, it exists to make you think about the price of the health service you want to consume. If Provider A offers a scan for $2,500 and Provider B offers the same service for $600, you may have no preference if you have a zero deductible (you may be drawn to Provider A--more expensive must be better! and it doesn't cost you a dime!). If you have a $2,000 deductible, the calculus becomes a little bit different. And far more rational.

    The argument that nobody should have deductibles or be price sensitive when shopping for health services has historically been an argument of the left. That the right has now adopted it out of expedience is just dumb.
    You still don't get it. Stop wasting my time quoting me about the cost of insurance.
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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by tres borrachos View Post
    You still don't get it. Stop wasting my time quoting me about the cost of insurance.
    ...I'm talking about the price of health services. When is the last time your used your state's transparency tool to shop for the cheapest provider of a given service?

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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by Greenbeard View Post
    ...I'm talking about the price of health services. When is the last time your used your state's transparency tool to shop for the cheapest provider of a given service?
    I. Don't. Need. To. It isn't relevant to the cost of my plan. Do you have any clue how employer sponsored insurance works? Apparently not. They will pay for a $5 fee or a $5 million fee. And my employer's negotiated rate won't change.

    Good grief. Just stop.
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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by tres borrachos View Post
    I. Don't. Need. To. It isn't relevant to the cost of my plan. Do you have any clue how employer sponsored insurance works? Apparently not. They will pay for a $5 fee or a $5 million fee. And my employer's negotiated rate won't change.

    Good grief. Just stop.
    So you've never shopped for a lower priced service. Yet complain about the price of services. Hmm! What on earth could be the problem here?

    To the guy questioning the value of deductibles to price sensitivity and market dynamics: see utter lack of both above. And misdirected consumer angst that results from lack thereof.

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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by ObamacareFail View Post
    You are arguing against yourself. On one hand you claim the subsidies are not paid by the other insured while on the otherhand you in effect admit that it's not working as well as it should because not enough of the young and healthy are signing up. And how can any human being be proud of making a young and healthy person pay higher rates to subsidize the old and sick many of whom are sick do to unhealthy eating habits, lack of excercise, drug, or alcohol abuse?
    Same way every country on the planet does it. Same way every employer plan works. If you work for a large company, the youngsters subsidize the old, the healthy the sick, etc. And when those young folks get old, they are subsidized by the people not born when they started work. It's how all health insurance actually works, including Medicare.

    If you've got a better idea, love to hear it. If you underwrite a 60 year old with diabetes, and charge him the full cost, he's pretty much uninsurable and therefore will never get health insurance unless he's well into the top 10% or so. If that 60 year old has survived cancer, he'll never get insurance of any kind. So what is the ObamacareFail plan other than throwing bricks at any idea anyone else comes up with?

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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by Fenton View Post
    Lol !

    If it wasn't affordable to begin with, ( apparently why we needed a law ) how is it more affordable now if the prices keep rising ?

    Unreal. Is that what the Democrats promised ?
    Yes. Doing nothing would have meant prices continuing to rise rapidly, single payer would stop prices from rising, the public option would give us slowly rising prices and it was hoped that the ACA would give us prices rising at a moderate rate, which it has in fact achieved.

    That's why we want single payer and when it became clear that could happen, tried for the public option, but you guys managed to block that too, so the ACA was the best we could get in terms of prices.

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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by ObamacareFail View Post
    Works for me when the law "obamacare is unconstitutional.
    Sounds good - all it takes is the declaration? Love it.

    Taxes are unconstitutional! Can I quit filing my taxes now?

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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by JasperL View Post
    Sounds good - all it takes is the declaration? Love it.

    Taxes are unconstitutional! Can I quit filing my taxes now?
    Yeah, you need four other people to agree with you for your declarations to have merit.

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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by tres borrachos View Post
    I wonder if at any time during my life someone will actually propose a healthcare law that positively impacts those of us who have been paying for our own healthcare insurance during our working lives, you know....make healthcare affordable for everyone and not just the people who need the rest of us to subsidize them and their families. Dare to dream....
    It's called single payer. Every developed country on the planet has some version of it. Everyone is covered, far cheaper, excellent results, etc. But that's socialism, which is great for Grandma, but will ruin the country if it's extended to the rest of us.

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    re: Supreme Court Upholds Obama Health Care Subsidies[W:700]

    Quote Originally Posted by JasperL View Post
    It's called single payer. Every developed country on the planet has some version of it. Everyone is covered, far cheaper, excellent results, etc. But that's socialism, which is great for Grandma, but will ruin the country if it's extended to the rest of us.
    Grandma should pay her own way.

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