Every American has the right to affordable, comprehensive and portable health coverage.My plan will ensure that all Americans have health care coverage through their employers, private health plans, the federal government, or the states. My plan builds on and improves our current insurance system, which most Americans continue to rely upon, and creates a new public health plan for those currently without coverage. Under my plan, Americans will be able to choose to maintain their current coverage if they choose to. For those without health insurance I will establish a new public insurance program, and provide subsides to afford care for those who need them. My plan includes a mandate that all children have health care coverage and I will expand eligibility for the Medicaid and SCHIP programs to help ensure we cover all kids. My plan requires all employers to contribute towards health coverage for their employees or towards the cost of the public plan. Under my plan a typical family will save $2,500 each year. We will realize tremendous savings within the health care system from improving efficiency and quality and reducing wasted expenditures system-wide. Specifically, these savings will result from investments in health information technology, improvements in prevention and management of chronic conditions, increased insurance industry competition and reduced industry overhead, the provision of federal reinsurance for catastrophic coverage, and reduced spending on uncompensated care.
