Save. Always save. If you're poor, practice austerity and save. I've seen poor people drive in camaros or have 4 kids. Priorities?
-----MOS 19D = cavalry scout = best damn MOS there is
But it is fun to look at the 10% and rant the same old tired whines I have heard since the 70's when it comes to welfare.
Fact is the death of social security has been announced and denounced since it's very beginning, yet it continues to bounce along. I'd opine most who wail at it's failure WANT it to fail, it fix is easy enough IF done in a timely manner. our current 'troubles' come from a big bump in the birth rate after WWII, a big rat going down the belly of the python, more a one-off than a trend. IF those who use social security to arouse the under-informed on the CON rant wing were a bit more honest social security wouldn't be a big issue.
Another fun fact is most of our society lives paycheck to paycheck and if they stopped spending and started saving many who thought they were well to do would be out of work!
Try reading about a consumer based economy sometime before pronouncing a generation doesn't save is THE ill of our nation.