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Thread: Poll: Many insured struggle with medical bills

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    Poll: Many insured struggle with medical bills

    WASHINGTON (AP) — They have health insurance, but still no peace of mind. Overall, 1 in 4 privately insured adults say they doubt they could pay for a major unexpected illness or injury.A new poll from The Associated Press-NORC Center for Public Affairs Research may help explain why President Barack Obama faces such strong headwinds in trying to persuade the public that his health care law is holding down costs.
    The survey found the biggest financial worries among people with so-called high-deductible plans that require patients to pay a big chunk of their medical bills each year before insurance kicks in.
    Such plans already represented a growing share of employer-sponsored coverage. Now, they're also the mainstay of the new health insurance exchanges created by Obama's law.
    Edward Frank of Reynoldsville, Pennsylvania, said he bought a plan with a $6,000 deductible last year through HealthCare.gov. That's in the high range, since deductibles for popular silver plans on the insurance exchanges average about $3,100 — still a lot.
    "Unless you get desperately ill and in the hospital for weeks, it's going to cost you more to have this plan and pay the premiums than to pay the bill just outright," said Frank, who ended up paying $4,000 of his own money for treatment of shoulder pain.

    snip

    The poll found that people respond to the hit on their wallets in ways that may not help their health:
    — Nineteen percent of all privately insured adults said they did not go to the doctor when they were sick or injured, because of costs. Among those with high-deductible plans, the figure was 29 percent.
    — Seventeen percent skipped a recommended test or treatment; it was 23 percent among those with high-deductible plans.
    — Eighteen percent of all adults went without a physical exam or other preventive care, 24 percent among those with high-deductible plans.

    http://bigstory.ap.org/article/41df6bca84b8454cb059ffe9bef9e222/poll-many-insured-struggle-medical-bills
    Hmmmm....Seems those of us opposed to this disaster of a law said this sort of thing would happen, and oh, look....it is happening...This is making our system worse.
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    Re: Poll: Many insured struggle with medical bills

    Quote Originally Posted by j-mac View Post
    Hmmmm....Seems those of us opposed to this disaster of a law said this sort of thing would happen, and oh, look....it is happening...This is making our system worse.
    "Would happen?"

    Wait a second. You're under the impression that this wasn't a massive, widespread problem before?
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

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    Re: Poll: Many insured struggle with medical bills

    Yeah..... this speaks to me more that

    A) Americans are atrocious at saving and

    B) the Administration was obviously never going to live up to its implied promise to fix this.

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    Re: Poll: Many insured struggle with medical bills

    Quote Originally Posted by Deuce View Post
    "Would happen?"

    Wait a second. You're under the impression that this wasn't a massive, widespread problem before?
    It was. Obamacare was supposed to fix it. It didn't.

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    Re: Poll: Many insured struggle with medical bills

    Many insured struggle with medical bills
    very true, as it has always been. which is why we should have enacted single payer instead of the ACA half measure. it should have been vetoed.

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    Re: Poll: Many insured struggle with medical bills

    Quote Originally Posted by Deuce View Post
    "Would happen?"

    Wait a second. You're under the impression that this wasn't a massive, widespread problem before?
    Not to this extent...I know people that are putting off simple visits because it is cheaper to just pay and not submit it to insurance, so they won't go...Plus, you are going to see more bankruptcies because of this crap...Breaking the health insurance system right on track right?
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: Poll: Many insured struggle with medical bills

    Quote Originally Posted by Deuce View Post
    "Would happen?"

    Wait a second. You're under the impression that this wasn't a massive, widespread problem before?
    It wasn't for us. We had excellent coverage with affordable premiums, easily manageable co-pays for doctor visits and all essentials, great doctors and quick efficient access to specialists as needed. Since Obamacare went into effect, our premiums have about doubled as have our deductibles, and the copays are up sometimes as much as 200% more, wait times to see a doctor have at least tripled or more, and we lost our primary care doctors and my husband's cancer doctor who moved on to other things rather than put up with the crap Obamacare forced on them.
    "I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it." --Benjamin Franklin 1776

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    Re: Poll: Many insured struggle with medical bills

    Quote Originally Posted by AlbqOwl View Post
    It wasn't for us. We had excellent coverage with affordable premiums, easily manageable co-pays for doctor visits and all essentials, great doctors and quick efficient access to specialists as needed. Since Obamacare went into effect, our premiums have about doubled as have our deductibles, and the copays are up sometimes as much as 200% more, wait times to see a doctor have at least tripled or more, and we lost our primary care doctors and my husband's cancer doctor who moved on to other things rather than put up with the crap Obamacare forced on them.
    OMG....This is horrible...
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

    Alexis de Tocqueville

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    Re: Poll: Many insured struggle with medical bills

    Quote Originally Posted by j-mac View Post
    OMG....This is horrible...
    Don't get me wrong. It is better than no insurance at all, but we fall in with that huge group of people who really liked the insurance we had and were assured we would be able to keep it. Instead we are paying substantially more for less coverage and less access to doctors. It's the primary reason that you are hearing nothing, zero, zip, nada re the wonderful virtues of Obamacare from any candidate right now and the vast majority of Democrat candidates don't want Obama anywhere near them during this election cycle.
    "I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it." --Benjamin Franklin 1776

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    Re: Poll: Many insured struggle with medical bills

    Quote Originally Posted by AlbqOwl View Post
    It wasn't for us. We had excellent coverage with affordable premiums, easily manageable co-pays for doctor visits and all essentials, great doctors and quick efficient access to specialists as needed. Since Obamacare went into effect, our premiums have about doubled as have our deductibles, and the copays are up sometimes as much as 200% more, wait times to see a doctor have at least tripled or more, and we lost our primary care doctors and my husband's cancer doctor who moved on to other things rather than put up with the crap Obamacare forced on them.
    New Mexico health exchange premiums below national average - The Santa Fe New Mexican: News

    New Mexico: 2015 QHP premiums to see 1-2% DROP on average (weighting unknown) (UPDATED) | ACASignups.net
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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