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Investigators obtain ObamaCare coverage, subsidies using fake identities[W:17:50]

Grim17

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Here's another aspect of Obamacare that democrats should be proud of... This thing just needs to be scrapped.


Investigators obtain ObamaCare coverage, subsidies using fake identities
Published July 23, 2014FoxNews.com

Undercover government investigators were able to obtain thousands of dollars in taxpayer subsidies under ObamaCare using fake identities, according to findings presented to Congress on Wednesday.

The probe by the Government Accountability Office has raised fresh concerns about the ability of the sprawling health care program to prevent or intercept costly fraud schemes. In the case of the GAO investigation, 11 out of 12 applications submitted using "fictitious identities" were accepted, resulting in subsidized health coverage.

"For each of our 11 approved applications, we paid the required premiums to put policies into force, and are continuing to pay the premiums. For the 11 applications that were approved for coverage, we obtained the advance premium tax credit in all cases," the report said.



According to the GAO, the total amount for these credits was $2,500 monthly, adding up to $30,000 a year.

Investigators obtain ObamaCare coverage, subsidies using fake identities | Fox News
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

I want to see if the GAO will find out if illegal immigrants have gotten coverage. This investigation shows that at the very minimum, it is plausible that it can happen, we just need to find out if it HAS happened.

I believe they have, and that I'm paying for it (as are all other actual federal tax payers).
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

I want to see if the GAO will find out if illegal immigrants have gotten coverage. This investigation shows that at the very minimum, it is plausible that it can happen, we just need to find out if it HAS happened.

I believe they have, and that I'm paying for it (as are all other actual federal tax payers).

That is exactly the way this kind of administrative flaw will be exploited.

I can see it now... If someone attempts to prevent this kind of fraud, they will be deemed "racist" just like with voter IDs.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

And teenagers are buying beer with Fake ID's.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

And teenagers are buying beer with Fake ID's.

Buying beer with your own money is the same as getting federal tax dollars through federal fraud, that I and many of us have worked very hard to earn, to buy insurance through the federal government? I hope I misunderstood your point.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

Nope. Not a smidgen of corruption here, either.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

Identity theft affects every aspect of society, better go back to anarchy.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

Buying beer with your own money is the same as getting federal tax dollars through federal fraud, that I and many of us have worked very hard to earn, to buy insurance through the federal government? I hope I misunderstood your point.
This just in: criminals use fraud to break the law.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

This just in: criminals use fraud to break the law.

I'm sure the system will be bankrupted by schmucks who, in addition to buying health care for themselves, go to the added expense of buying insurance for a non-existent person.
 
Investigators obtain ObamaCare coverage, subsidies using fake identities

Here's another aspect of Obamacare that democrats should be proud of... This thing just needs to be scrapped.




Investigators obtain ObamaCare coverage, subsidies using fake identities | Fox News

This is kind of hilarious....

Subsidies are paid to the insurer, not the insured.

http://healthinsurance.about.com/od...-Tax-Credit-Health-Insurance-Subsidy-Work.htm

"How Do I Get the Money?

If you choose to get the premium tax credit in advance, the government sends the money directly to your health insurance company on your behalf. You'll never actually lay your hands on the money. Your health insurer credits that money toward your cost of health insurance premiums, decreasing how much you'll pay each month.

If you choose to get the premium tax credit as a tax refund, the money will be included in your refund when you file your taxes. This could mean a big tax refund. But, you'll pay more for health insurance each month since you’ll be paying both your share of the premium and the share that would be have been covered by the subsidy if you'd chosen the advanced payment option. It will come out even in the end, but if you're low on cash-in-hand, you might find the advance payment option more user-friendly."
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

This just in: criminals use fraud to break the law.

Non sequitur. Nice snarky quip though, which got you two likes from people that obviously like snarky quips since they use them a lot themselves, but sadly for you, your jab has nothing to do at all with the point of my question.

Can you understand that? Or, do I need to describe it in a snarky quip given that this makes two in a row for you? I prefer to discuss things in at least some detail, but I can use your standards if you like?
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

This is kind of hilarious....

Subsidies are paid to the insurer, not the insured.

How Does the Health Insurance Subsidy Work?

"How Do I Get the Money?

If you choose to get the premium tax credit in advance, the government sends the money directly to your health insurance company on your behalf. You'll never actually lay your hands on the money. Your health insurer credits that money toward your cost of health insurance premiums, decreasing how much you'll pay each month.

If you choose to get the premium tax credit as a tax refund, the money will be included in your refund when you file your taxes. This could mean a big tax refund. But, you'll pay more for health insurance each month since you’ll be paying both your share of the premium and the share that would be have been covered by the subsidy if you'd chosen the advanced payment option. It will come out even in the end, but if you're low on cash-in-hand, you might find the advance payment option more user-friendly."

You do understand that the policy the person gets by being given the subsidy, has VALUE??? That it is the same as getting the money? If you buy a car that costs $10,000.00 and you get a government subsidy for $9,000.00 paid directly to the dealership, you pay your $1,000.00 difference and then drive away with the car... wherefore you get the value of $10,000.00 as an asset??? It's no different here. Either cash or value not earned.

Where the hell do you think the money is coming from and who gets the benefit of that money? The first damn sure isn't the person getting the subsidy and second damn sure isn't the people paying the taxes that get used to subsidize the purchase of the policy. And if that person used fraud to qualify, they have stolen money, not just used a fake ID to buy beer with their own money. Do you think that the big banks that defraud customers to steal their money are hilarious?

Either way, subsidy included in your tax refund or paid directly to the insurance provider, the person gets the value of the money FOR FREAKING FREEEEEE!!!!

If a person gets a subsidy and that person is not a citizen, or is not eligible for some other reason, they have stolen money from the tax payers.

To say that it is hilarious, tells me all I need to know. As for me, a person that pays a tremendous amount of federal taxes each year, it's FAR from funny, much less HILARIOUS.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

This just in: criminals use fraud to break the law.

This just in, POTUS sponsored law requires the back door to YOUR bank be left open unattended.
 
Investigators obtain ObamaCare coverage, subsidies using fake identities

You do understand that the policy the person gets by being given the subsidy, has VALUE??? That it is the same as getting the money? If you buy a car that costs $10,000.00 and you get a government subsidy for $9,000.00 paid directly to the dealership, you pay your $1,000.00 difference and then drive away with the car... wherefore you get the value of $10,000.00 as an asset??? It's no different here. Either cash or value not earned.

Where the hell do you think the money is coming from and who gets the benefit of that money? The first damn sure isn't the person getting the subsidy and second damn sure isn't the people paying the taxes that get used to subsidize the purchase of the policy. And if that person used fraud to qualify, they have stolen money, not just used a fake ID to buy beer with their own money. Do you think that the big banks that defraud customers to steal their money are hilarious?

Either way, subsidy included in your tax refund or paid directly to the insurance provider, the person gets the value of the money FOR FREAKING FREEEEEE!!!!

If a person gets a subsidy and that person is not a citizen, or is not eligible for some other reason, they have stolen money from the tax payers.

To say that it is hilarious, tells me all I need to know. As for me, a person that pays a tremendous amount of federal taxes each year, it's FAR from funny, much less HILARIOUS.

You mean the nonexistent person is paying for insurance that will help no one?

Or are you just shocked that insurance fraud exists?
 
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Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

You mean the nonexistent person is paying for insurance that will help no one?

That's precisely how Medicare and Medicaid fraud is done.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

You mean the nonexistent person is paying for insurance that will help no one?

Or are you just shocked that insurance fraud exists?

We're not shocked you don't care about fraud when it helps a political cause you support.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

Moderator's Warning:
Cut it out you two. Snarkiness leads to the Darkside. The Darkside leads to infraction points and thread bans. SEE THE LIGHT!
This just in: criminals use fraud to break the law.

Non sequitur. Nice snarky quip though, which got you two likes from people that obviously like snarky quips since they use them a lot themselves, but sadly for you, your jab has nothing to do at all with the point of my question.

Can you understand that? Or, do I need to describe it in a snarky quip given that this makes two in a row for you? I prefer to discuss things in at least some detail, but I can use your standards if you like?
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

You mean the nonexistent person is paying for insurance that will help no one?

Or are you just shocked that insurance fraud exists?

You really believe that?

An illegal immigrant can get insurance through the exchange, have the government pay for the cost of the policy, and then get the value of the coverage by using the same fraudulent identification used to get the policy, to use the policy to get health care at a reduced cost.

You really can't see that??? Do you understand how fraud actually benefits someone?
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

You really believe that?

An illegal immigrant can get insurance through the exchange, have the government pay for the cost of the policy, and then get the value of the coverage by using the same fraudulent identification used to get the policy, to use the policy to get health care at a reduced cost.

You really can't see that??? Do you understand how fraud actually benefits someone?

You realize illegal immigrants don't particularly come here to get a high profile and risk being caught for fraud, right?

You realize that the system caught everyone enroll ing on the website but only 1/6 enroll ing by phone, and now that the weakness has been identified, it's unlikely to continue, right?

You realize people who generally try to commit fraud do so to make money, not to obtain a discounted product that, every time it's used, exposes that person to the risk of uncovering the fraud, right?

You realize the actual incidence of people who have fake insurance and have been proven to be defrauding the government in this way is roughly zero, right?
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

You realize illegal immigrants don't particularly come here to get a high profile and risk being caught for fraud, right?

You realize that the system caught everyone enroll ing on the website but only 1/6 enroll ing by phone, and now that the weakness has been identified, it's unlikely to continue, right?

You realize people who generally try to commit fraud do so to make money, not to obtain a discounted product that, every time it's used, exposes that person to the risk of uncovering the fraud, right?

You realize the actual incidence of people who have fake insurance and have been proven to be defrauding the government in this way is roughly zero, right?

yet they do it with medicare, medicaid and SS all the time.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

You realize illegal immigrants don't particularly come here to get a high profile and risk being caught for fraud, right?

You realize that the system caught everyone enroll ing on the website but only 1/6 enroll ing by phone, and now that the weakness has been identified, it's unlikely to continue, right?

You realize people who generally try to commit fraud do so to make money, not to obtain a discounted product that, every time it's used, exposes that person to the risk of uncovering the fraud, right?

You realize the actual incidence of people who have fake insurance and have been proven to be defrauding the government in this way is roughly zero, right?

It appears you find no problem in this, and we have gone back and forth so much that this is all now a retroding of the same ground. So... I'm out.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

It appears you find no problem in this, and we have gone back and forth so much that this is all now a retroding of the same ground. So... I'm out.

I have no problem with the government checking the integrity of government programs and fixing the holes, no.

I also am not surprised that there are minor fraud concerns with a large program such as this.

I'm also not surprised that the OP has used this example to say the entire ACA is horrible, rife with fraud, and needs to be 'scrapped", because tying a successful security operation by the GAO that shows, apparently, no actual fraud, just the possibility, is hysterical hyperbole that you apparently agree with.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

It appears you find no problem in this, and we have gone back and forth so much that this is all now a retroding of the same ground. So... I'm out.

There is no program EVER initiated that is 100% fraud-proof. With that said, finding flaws does not mean that the program should be scrapped just because flaws are found. Now, if the flaws are never fixed, that is another story.
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

That is exactly the way this kind of administrative flaw will be exploited.

I can see it now... If someone attempts to prevent this kind of fraud, they will be deemed "racist" just like with voter IDs.

Who says it was a flaw?
 
Re: Investigators obtain ObamaCare coverage, subsidies using fake identities

There is no program EVER initiated that is 100% fraud-proof. With that said, finding flaws does not mean that the program should be scrapped just because flaws are found. Now, if the flaws are never fixed, that is another story.

The whole program is a flaw.
 
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