If that is the case then why are costs projected to skyrocket even with O-care in place?Insurance companies are limited to percent of profit they can make which will save the consumer money.
"Health insurance premiums have risen more after Obamacare than the average premium increases over the eight years before it became law, according to the private health exchange eHealthInsurance.
The individual market for health insurance has seen premiums rise by 39 percent since February 2013, eHealth reports."
Read more: Premiums rising faster than eight years before Obamacare | The Daily Caller
I can tell you what the company put out, even though you will dismiss it out of hand....My employer tells me that they looked at a range of options available to them, including dropping coverage all together. And because of projected costs, and the the mandates that will run out of waiver for businesses at the end of this year, (before their next re up time) they had to make the decision to drop spouses as a cost saving measure. My guess is that this is the similar excuse for many.I don't know why your wife is not on your plan.
"Twenty percent of nearly 600 large employers in a survey completed earlier this year charged a spousal surcharge in 2013. An additional 13 percent plan to do so next year, according to the study, which was conducted by benefits consultant Towers Watson and the nonprofit National Business Group on Health. Those surcharges average about $100 a month, or roughly double what they averaged a couple years ago.
The study also found that 4 percent of companies excluded spouses from their health plans when similar coverage was available through the spouse's employer. And another 8 percent planned to do so next year."
More Companies Plan To Cut Health Coverage For Spouses
"UVA said Wednesday this is only one of many “major changes” coming to their health plans as a result of ObamaCare. The university says the changes are necessary because the law is projected to add $7.3 million to the cost of the university’s health plan in 2014 alone.
“The modified plan will provide new options and reward those who participate in wellness programs,” UVA’s Vice President and Chief Human Resources Officer Susan Carkeek said in a press release. “But we must make adjustments or face millions of dollars in rising costs, fees and taxes that would be passed along to employees.”
Similarly, UPS partially blamed the new health law for the change, which is estimated to affect roughly 15,000 employee spouses.
The rising cost of health care "combined with the costs associated with the Affordable Care Act, have made it increasingly difficult to continue providing the same level of health care benefits to our employees at an affordable cost," UPS said."
Employers dropping coverage for thousands of spouses over ObamaCare costs | Fox News
"By denying coverage to spouses, employers not only save the annual premiums, but also the new fees that went into effect as part of the Affordable Care Act. This year, companies have to pay $1 or $2 “per life” covered on their plans, a sum that jumps to $65 in 2014. And health law guidelines proposed recently mandate coverage of employees’ dependent children (up to age 26), but husbands and wives are optional. “The question about whether it’s obligatory to cover the family of the employee is being thought through more than ever before,” says Helen Darling, president of the National Business Group on Health. See: When your boss doesn’t trust your doctor"
Why your boss is dumping your wife - MarketWatch
That is true today, but it is a direct result of O-Care....You leave that out for some reason...My daughter and her husband have 2 different plans so they also have two premiums.
That is the way with many couples now.
Not all companies offer family plans.