Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.
Alexis de Tocqueville
Here's the choice: Buy a $100,000 house you can actually afford, or a $300,000 house you can't afford. Due to creative financing, the mortgage payments are roughly the same. You have a much nicer house to live in, and expect it to gain, say, 15% a year in value. 15% of 100,000 is $15,000, but the second house will gain $45,000. Sell it before the balloon payments kick in, and you walk away with the cash. Lots of middle class Americans made money doing just that.
Can't we just turn Congress off and then turn it back on again?