The NYPD disproportionately stopped more white people than their presence in the population but ended up arresting more black people because black people in NY committed more crimes. It's hard to make a claim of racial profiling when the profiling results in fewer stops than should be the case.
Originally Posted by MildSteel
It's all over the place. Here are Federal Aid programs for Minority business owners. White business owners are excluded. The US Dept. of Justice is forcing all sorts of government agencies to lower standards in order to hire more black applicants. Here is a story about the Dayton Police Department having to lower test score thresholds in order to hire "qualified" black applicants, the upshot of which is that white applicants who are better qualified are passed over:
You can't come up with a case where a Democrat has taken money from a white person and given it to a black person because he is black.
The Dayton Police Department is lowering its testing standards for recruits.”
It’s a move required by the U.S. Department of Justice after it says not enough African-Americans passed the exam.
Dayton is in desperate need of officers to replace dozens of retirees. The hiring process was postponed for months because the D.O.J. rejected the original scores provided by the Dayton Civil Service Board, which administers the test.
Under the previous requirements, candidates had to get a 66% on part one of the exam and a 72% on part two.
The D.O.J. approved new scoring policy only requires potential police officers to get a 58% and a 63%. That’s the equivalent of an ‘F’ and a ‘D’.
“It becomes a safety issue for the people of our community,” said Dayton Fraternal Order of Police President, Randy Beane. “It becomes a safety issue to have an incompetent officer next to you in a life and death situation.
Here is The US Dept. of Justice again doing it's magic, forcing a California bank to make risky mortgage loans to minorities because the banks was too professional and had too low of a default rate on its mortgage portfolio:
Between 2006 and mid-2011, 5.2% of Luther's single-family residential mortgage loans went to African-Americans and Hispanics, compared to an average of 41.7% for other lenders in the area. The complaint doesn't cite evidence of intentional discrimination because there wasn't any.
Luther Burbank might not have been in this business were it not for government. The bank was largely focused on multi-family mortgages until its regulator, the former Office of Thrift Supervision, asked the lender to diversify its portfolio in the mid-2000s. Luther Burbank then hired a team to do "nontraditional" loans such as interest-only or option adjustable-rate mortgages that the bank would keep on its own books. Yes, this is the same stuff that eventually blew up the housing market.
Luther Burbank wasn't a fly-by-night operator that marketed those loans to any and all. The bank insisted on a minimum $400,000 loan amount and made loans with an average 680 FICO score and 67% loan-to-value. Over the period that Justice examined, Luther Burbank foreclosed on a mere 11 borrowers out of 629 loans outstanding—a loss ratio of 1.75%. In a normal world, Luther Burbank would get a medal from regulators for its risk management, having chosen borrowers even at the height of the housing mania who could meet their monthly payments.
But Assistant Attorney General for Civil Rights Thomas Perez has a different priority: He wants banks to meet lending quotas to minorities—regardless of whether those borrowers can afford the loans. Many minority borrowers have low incomes that make them riskier lending bets. Is that a bank's fault?
Luther Burbank admitted no guilt and said it settled to avoid costly litigation, which makes sense for a small, local lender that has to worry about its reputational risk. The bank has agreed to ratchet down its minimum loan to $20,000 and will now commit $2.2 million to a "special financing program" for "qualified borrowers," payouts for local community groups, and "consumer education programs." Justice has the final say on who gets that money.