Well...it happened to the credit card processors and issuing banks, too...so to think it couldn't happen to a computerized retail system would be a bit naive, IMO.
I wonder if I should do a security close on my Target REDcard debit card, just to be safe....
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This happens all the time in the US. Most credit card fraud happens in the US. And it is simple why... the technology the CC companies use is outdated and easy to hack. This type of hack that happened at Target... would never ever be possible to happen in Europe. We use smart chips and have 2 if not 3 step authentication, so it simply could not happen. The magnetic strip has not been used in Europe for over a decade.. chips ftw!
Its definitely a major screw up. Someone has already filed on Target.
Best advice is to stay on top of your bank statement. Amazing how many people never even check theirs. Found 8 pending chgs on mine the other day from Redwood, CA. 4 for $1, 4 for $46.80. When I looked up the website listed, it was some Star Wars gaming site. Had to cancel my debit card and get a new one. No idea how/when anybody got my #. I don't even shop at Target.
4 things to do after your credit card has been hacked.....
1) Check your statement. It may seem obvious, but the first step you should take is looking for any charges you don't recognize on your statement.
Don't just look for large charges, either. Hackers often ping an account with micropayments of only a few cents to check the viability of the account. So if you see purchases of 6 cents or 11 cents, that could be a sign your information has been compromised.
2) Call your credit card company, bank and Target. Credit card companies generally offer customers fraud monitoring services at no cost, and customers aren't on the hook for any fraudulent charges. Typically, the card issuer or the merchant is responsible for those costs.
But don't wait for your card company or bank to call you. Let them know you've shopped at Target recently. All you have to do is call the number on the back of your card.
Target has also set up a phone line for customers who suspect there has been unauthorized activity on their accounts. Shoppers can call 866-852-8680.....snip~
4 steps to take after your credit card has been hacked - Dec. 19, 2013