the law of unintended consequences, short answer, yes. That portion is keeping quite a lot of the young invinceables from applying for health insurance that is needed to counter act the older and those with pre-existing conditions.
One of the biggest problems as I see it. This law was passed by those who assumed people, companies, everyone and everything wouldn't change their habits or the way they do things. When dealing with something this big and sweeping, people adjust, change habits, so to do companies, they don't continue to do things their old ways when the rules of the game has changed. No one can take everything or anticipate how people will react in the future when everything they knew and were use to has changed, is gone, no longer there. Yep, the law of unintended consequences certainly does apply. Murphy is alive and well, as in Murphy's law.
