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Thread: More than half of employer based coverage illegal on Jan 1st

  1. #41
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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by j-mac View Post
    Then may I suggest that you go back and read the OP again. It clearly says this was known in 2010. Where have you been?
    I wan't responding the OP. I was responding to the lie you posted
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by Green Balls View Post
    I must be living in my own world. My insurance is only going up 3% with my employer.
    Be prepared to be taxed on that Cadillac plan...

    A 40 percent excise tax will be assessed, beginning in 2018, on the cost of coverage for health plans that exceed a certain annual limit ($10,200 for individual coverage and $27,500 for self and spouse or family coverage). Health insurance issuers and sponsors of self-funded group health plans must pay the tax of 40 percent of any dollar amount beyond the caps that is considered "excess" health spending.

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by sangha View Post
    I wan't responding the OP. I was responding to the lie you posted
    Not a lie at all, you clearly don't know what you are talking about. But don't let that stop you from being as insulting as possible.
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    Re: More than half of employer based coverage illegal on Jan 1st

    Just so we are all clear...From the first question on Healthcare.gov....

    estimator1.jpg

    Notice the question "I'm looking for coverage for a small business I own, or operate."
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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by j-mac View Post
    Just so we are all clear...From the first question on Healthcare.gov....

    estimator1.jpg

    Notice the question "I'm looking for coverage for a small business I own, or operate."
    Choosing that option causes you to be shifted to the SHOP program which is a distinctly different section than the exchange for individuals. Small businesses aren't offered the same plans, and are not eligible for subsidies though they can receive tax credits
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by j-mac View Post
    Be prepared to be taxed on that Cadillac plan...
    Thanks for the info. My employer is revamping our health care insurance so I won't be running into that. We are going to get screwed with higher deductibles. The coverage is great once you fulfill your deductible. However, I don't visit the doctor enough to satisfy the deductible, so I'll be paying the full cost of my office visits. I'm not one of those hypochondriacs that feels the need to go to the doctor every time I have a cough. I'm basically paying for coverage that I'll never use unless I need a serious surgery.
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    Re: More than half of employer based coverage illegal on Jan 1st

    just one more reason why the PPACA won't work. people weren't buying private, for profit insurance mostly because they couldn't afford it. they still can't afford it.

    that being said, i have no problem with making the safe auto plans illegal. they slimy assholes will try to weasel and fine print their way out of covering anything if we don't absolutely legislate it. this is what happens when half of the country absolutely insists that an essential service with inelastic demand be delivered by three levels of for-profit entities. the price is only going one way until regulation forces it down.

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by sangha View Post
    Choosing that option causes you to be shifted to the SHOP program which is a distinctly different section than the exchange for individuals. Small businesses aren't offered the same plans, and are not eligible for subsidies though they can receive tax credits
    Ok, explain the "SHOP" program. Is it not listed on Healthcare.gov? Is it not a part of the ACA? I think you are trying to play semantics, and split hairs here.
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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by Green Balls View Post
    Thanks for the info. My employer is revamping our health care insurance so I won't be running into that. We are going to get screwed with higher deductibles. The coverage is great once you fulfill your deductible. However, I don't visit the doctor enough to satisfy the deductible, so I'll be paying the full cost of my office visits. I'm not one of those hypochondriacs that feels the need to go to the doctor every time I have a cough. I'm basically paying for coverage that I'll never use unless I need a serious surgery.
    As to the part I bolded, that may kick you completely off coverage, and into the exchange. This is going to be a mess.
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by j-mac View Post
    Ok, explain the "SHOP" program.
    Request denied

    Is it not listed on Healthcare.gov? Is it not a part of the ACA? I think you are trying to play semantics, and split hairs here.
    The provisions which created the SHOP program do not require any small business to drop it's current plan (if it even has one) contrary to your dishonest claim. Large businesses are not qualified to use SHOP.

    And businesses that use SHOP do not choose a plan for their employees. Instead, they merely indicate how much they are willing to contribute towards their employees coverage, and then their employees choose what coverage they want.
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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